{"podcast":{"title":"how to twenty-something","slug":"how-to-twenty-something-6415210","podcast_index_feed_id":6415210,"rss_url":"https://feeds.captivate.fm/how-to-twenty-something/","website_url":"https://how-to-twenty-something.captivate.fm","image_url":"https://artwork.captivate.fm/08a9c58b-33db-4afe-a48f-5ac0baf11873/YldLmAQejVMbtDqkmtxXUF95.jpg","author":"Jess Diamond","episode_count":163,"summary":"How To Twenty Something teaches young professionals how to “adult” across various aspects of their lives from career, to relationships, to overall health and wellness, so they can gain the confidence to take risks and try new things, helping them to reach their full potential.","last_synced_at":"2026-07-20T16:19:30.434823+00:00","page_url":"https://stenobird.com/podcast/how-to-twenty-something-6415210"},"episode":{"title":"Ep. 136 Why more money isn't the answer","slug":"ep-136-why-more-money-isn-t-the-answer","published_at":"2026-01-19T08:00:00+00:00","page_url":"https://stenobird.com/podcast/how-to-twenty-something-6415210/ep-136-why-more-money-isn-t-the-answer","show_page_url":"https://stenobird.com/podcast/how-to-twenty-something-6415210","url":"https://jessdiamondcoaching.com/podcast/money","audio_url":"https://episodes.captivate.fm/episode/a81fd542-4eb6-472a-a5bd-3ea66d58fc45.mp3","summary":"In this episode, I’m breaking down one of the biggest money myths twenty-somethings fall for: the idea that more money will magically fix your financial stress. The truth is that most of us go from living within our parents’ means to suddenly trying to replicate that same lifestyle on an entry-level salary. I walk you through why side hustles and second jobs are usually just bandaid solutions, how more income actually magnifies your spending habits, and what it looks like to finally live within your means instead of someone else’s. If you feel like you’re scraping by and don’t want to give up all of your favorite things, then this episode is for you. Key Takeaways: If your spending isn’t intentional now, a bigger paycheck will only magnify what’s already happening You need to know your real monthly expenses—rent, utilities, groceries, subscriptions, everything Choose 3–5 things you’re unwilling to give up, and allocate money toward them intentionally instead of impulsively Your early twenties are financially unfair. When you build a realistic foundation that matches your income, that’s when making more money actually starts to help. Helpful Resources:  Let’s chat: https://calendly.com/coach_jessdiamond/success   Email me: coach.jessdiamond@gmail.com 3 Ways to maximize your 5-9 after your 9-5: https://jessdiamondcoaching.com/maximize   Contribute to an episode: https://forms.gle/QwvBrZFbZXRdCjQv9   Be a Guest: https://forms.gle/oiLVCbrydjzaK5pq5   Music: Hide and Seek by Free Music https://soundcloud.com/fm_freemusic   Music Promoted by https://www.free-stock-music.com Creative Commons/Attribution 3.0 Unported License (CC BY 3.0) https://creativecommons.org/licenses/by/3.0/deed.en_US","meta_description":"In this episode, I’m breaking down one of the biggest money myths twenty-somethings fall for: the idea that more money will magically fix your financial s…","key_points":[],"chapters":[],"topics":[],"duration_seconds":860,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/how-to-twenty-something-6415210/episodes/ep-136-why-more-money-isn-t-the-answer/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/how-to-twenty-something-6415210/ep-136-why-more-money-isn-t-the-answer.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}