{"podcast":{"title":"How to Retire on Time","slug":"how-to-retire-on-time-6974466","podcast_index_feed_id":6974466,"rss_url":"https://feeds.transistor.fm/how-to-retire-on-time","website_url":"https://kedrec.com/podcasts","image_url":"https://img.transistorcdn.com/N-neAfeDeP7zZOggiiFG3qM31n8GlrFbMk36vcuRBkM/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS9kYjIz/MjM1Y2Y0OTliM2Yz/YzQ1MDI0YmE5ZmE5/NDAyOS5wbmc.jpg","author":"Kedrec Wealth","episode_count":447,"summary":"Welcome to How to Retire on Time, a show that answers your retirement questions. Say goodbye to the oversimplified advice you've heard hundreds of times. This show is about getting into the nitty-gritty so you can make better decisions as you prepare for retirement. Text your questions to 913-363-1234 and we'll feature them on the show. Don't forget to grab a copy of the book, How to Retire on Time, or check out our resources by going to www.retireontime.com.","last_synced_at":"2026-07-24T00:18:35.137728+00:00","page_url":"https://stenobird.com/podcast/how-to-retire-on-time-6974466"},"episode":{"title":"Your Retirement Plan Is Built for Markets That Go Up. Here's What Happens When They Don't.","slug":"our-retirement-plan-is-built-for-markets-that-go-up-here-s-what-happens-when-they-don-t","published_at":"2026-07-03T12:00:00+00:00","page_url":"https://stenobird.com/podcast/how-to-retire-on-time-6974466/our-retirement-plan-is-built-for-markets-that-go-up-here-s-what-happens-when-they-don-t","show_page_url":"https://stenobird.com/podcast/how-to-retire-on-time-6974466","url":"https://share.transistor.fm/s/1e89ce53","audio_url":"https://media.transistor.fm/1e89ce53/d778f0e2.mp3","summary":"Mike breaks down the bear market protocol live, the three-move strategy that turns a market crash into an opportunity, and explains why most retirees don't have one. Most retirement plans are built around products, not your life. Ours isn't. 📚 Free book + audiobook + retirement calculator + weekly live Q&amp;A Grab yours free 👉 RetireOnTime.com/Free This is for educational purposes only and is not financial advice.","meta_description":"Mike breaks down the bear market protocol live, the three-move strategy that turns a market crash into an opportunity, and explains why most retirees don'…","key_points":[],"chapters":[],"topics":[],"duration_seconds":3361,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/how-to-retire-on-time-6974466/episodes/our-retirement-plan-is-built-for-markets-that-go-up-here-s-what-happens-when-they-don-t/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/how-to-retire-on-time-6974466/our-retirement-plan-is-built-for-markets-that-go-up-here-s-what-happens-when-they-don-t.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}