{"podcast":{"title":"Friends That Invest","slug":"friends-that-invest-3054545","podcast_index_feed_id":3054545,"rss_url":"https://feeds.acast.com/public/shows/6525c35d79959c001211baf6","website_url":"https://www.friendsthatinvest.com","image_url":"https://assets.pippa.io/shows/6525c35d79959c001211baf6/1765862140307-4d94b3b0-efc3-4e7f-9423-dcb117de8ed9.jpeg","author":"Friends That Invest","episode_count":461,"summary":"With over 10M downloads, join Sim, an optometrist turned Forbes 30 under 30 investor, as she breaks down the intimidating and not-so-well-taught world of investing and growing wealth, minus the jargon. New episodes every Tuesday! Hosted on Acast. See acast.com/privacy for more information.","last_synced_at":"2026-06-09T08:20:30.803622+00:00","page_url":"https://stenobird.com/podcast/friends-that-invest-3054545"},"episode":{"title":"Should I Invest, Pay Down Debt or Save?","slug":"should-i-invest-pay-down-debt-or-save","published_at":"2026-03-09T16:00:00+00:00","page_url":"https://stenobird.com/podcast/friends-that-invest-3054545/should-i-invest-pay-down-debt-or-save","show_page_url":"https://stenobird.com/podcast/friends-that-invest-3054545","url":"https://shows.acast.com/girls-that-invest/episodes/should-i-invest-pay-down-debt-or-save","audio_url":"https://sphinx.acast.com/p/open/s/6525c35d79959c001211baf6/e/69a898f4345da197e00a6a95/media.mp3","summary":"This week, Sim breaks down exactly what to do when you come into a lump sum of money, from a $10,000 bonus to a $40,000 windfall, using her simple decision matrix. She covers the order of operations for tackling high interest debt, building a three to six month emergency fund, and deciding when to invest so you can feel confident you are making a smart move. If you have been wondering whether to pay down debt or invest, this episode gives you a clear plan to protect your future and stop feeling overwhelmed. Watch the episode on Youtube here For more Friends That Invest: Stock Market Tea newsletter : build financial freedom in under 5 minutes a week. Join 115,000+ investors in training. Instagram TikTok Twitter Facebook Hosted on Acast. See acast.com/privacy for more information.","meta_description":"This week, Sim breaks down exactly what to do when you come into a lump sum of money, from a $10,000 bonus to a $40,000 windfall, using her simple decisio…","key_points":[],"chapters":[],"topics":[],"duration_seconds":926,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/friends-that-invest-3054545/episodes/should-i-invest-pay-down-debt-or-save/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/friends-that-invest-3054545/should-i-invest-pay-down-debt-or-save.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}