{"podcast":{"title":"Fraud Forward","slug":"fraud-forward-6896520","podcast_index_feed_id":6896520,"rss_url":"https://feeds.captivate.fm/fraud-forward/","website_url":"https://www.sardine.ai/media/fraud-forward","image_url":"https://artwork.captivate.fm/5146a799-c8ab-48e2-b29d-f11295c9d93d/Fraud-Forward-Spotify-Cover-Photo.jpg","author":"Hailey Windham","episode_count":106,"summary":"Fraud Forward is a banking-focused podcast bringing together fraud fighters, risk leaders, and financial crime experts to explore how fraud is evolving, and how financial institutions must adapt. Each episode features practical, candid conversations with teams in the trenches, covering strategy, governance, prevention, and recovery. Rather than chasing headlines, Fraud Forward focuses on what’s working, what’s changing, and what fraud leaders need to prepare for as financial crime accelerates. This is where banking comes together to challenge assumptions, pressure-test controls, and move fraud forward.","last_synced_at":"2026-06-10T18:17:15.561858+00:00","page_url":"https://stenobird.com/podcast/fraud-forward-6896520"},"episode":{"title":"Payments fraud prevention across the lifecycle: Before, during, and after the money moves","slug":"payments-fraud-prevention-across-the-lifecycle-before-during-and-after-the-money-moves","published_at":"2026-03-18T08:00:00+00:00","page_url":"https://stenobird.com/podcast/fraud-forward-6896520/payments-fraud-prevention-across-the-lifecycle-before-during-and-after-the-money-moves","show_page_url":"https://stenobird.com/podcast/fraud-forward-6896520","url":"https://www.sardine.ai/media/fraud-forward","audio_url":"https://episodes.captivate.fm/episode/572a3750-c2bf-4dc5-9fb7-aa515082154a.mp3","summary":"What is up fraud fighters, and welcome to Fraud Forward! This is one of those conversations every fraud, risk, payments, and operations leader should hear. We spend a lot of time talking about fraud losses, scam trends, and faster payments. What we do not always unpack is where the real breakdown happens in the payment journey. Does it start at onboarding? Does it show up in authentication? Is speed the issue? Is recovery the problem? Or are institutions still misreading what payment controls are actually designed to do? In this episode, I sit down with Kyle Caldwell from The Clearing House to unpack payments fraud prevention the way teams actually experience it in the real world: Before a payment starts During payment initiation After the funds are sent Because once the money moves, everything changes. That is the core message of this episode. Payments fraud prevention is not only about the rail. It is about the full lifecycle. Kyle brings a practical perspective to one of the biggest myths in our space. Faster payments are not automatically the cause of more fraud. In many cases, the payment itself is just the final stage of a much earlier breakdown involving identity, compromise, or weak controls. If you work in community banking fraud prevention, credit union fraud prevention, or broader fraud operations strategy, this episode gives you a more useful way to think about risk, controls, and response in a real-time environment. What you’ll hear in this episode Why payments fraud prevention needs to begin long before the payment rail How institutions often confuse rail risk with customer compromise Where RTP fraud prevention differs from ACH fraud recovery and wire fraud recovery Which payment initiation fraud controls exist in real-time payments that many teams overlo…","meta_description":"What is up fraud fighters, and welcome to Fraud Forward! This is one of those conversations every fraud, risk, payments, and operations leader should hear…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2490,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/fraud-forward-6896520/episodes/payments-fraud-prevention-across-the-lifecycle-before-during-and-after-the-money-moves/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/fraud-forward-6896520/payments-fraud-prevention-across-the-lifecycle-before-during-and-after-the-money-moves.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}