{"podcast":{"title":"Fintech Impact","slug":"fintech-impact-732879","podcast_index_feed_id":732879,"rss_url":"https://feeds.acast.com/public/shows/5ab6fe42bb6ddf45527e077e","website_url":"https://fintechimpact.co/","image_url":"https://assets.pippa.io/shows/5ab6fe42bb6ddf45527e077e/1546389387752-ab7fb8454c2747f3feba00e9d3e8a2bd.jpeg","author":"The Fintech Impact Podcast","episode_count":443,"summary":"Fintech Impact is an exploration of the fintech world where we interview different fintech entrepreneurs about what they do, their story, and what their impact is on consumers, incumbents, and the industry is as a whole. Hosted on Acast. See acast.com/privacy for more information.","last_synced_at":"2026-09-08T22:21:32.028320+00:00","page_url":"https://stenobird.com/podcast/fintech-impact-732879"},"episode":{"title":"Flourish with Max Lane | E442","slug":"flourish-with-max-lane-e442","published_at":"2026-08-25T10:00:00+00:00","page_url":"https://stenobird.com/podcast/fintech-impact-732879/flourish-with-max-lane-e442","show_page_url":"https://stenobird.com/podcast/fintech-impact-732879","url":"https://shows.acast.com/fintechimpact/episodes/flourish-with-max-lane-e442","audio_url":"https://sphinx.acast.com/p/open/s/5ab6fe42bb6ddf45527e077e/e/6a7cac51baea6e03b0173990/media.mp3","summary":"Host Jason Pereira interviews Max Lane, CEO of Flourish, a wealth tech platform aiming to bring private bank-like banking and lending experiences to independent RIAs. Lane explains Flourish’s origins in 2017 out of a New York asset manager serving RIAs, launching Flourish Cash in 2018 and recently Flourish Lending for residential mortgages and refinancing. He describes how advisors use Flourish Cash to bring held-away client cash into view, offering a single 3.25% APY, elevated FDIC pass-through insurance via 40+ program banks (up to $7.5M individual, $15M joint), and advisor tools like “Notable Transfers” for planning opportunities. Flourish Lending provides advisor-centric origination, rate scanning, dedicated loan officers, and refi monitoring alerts to help retain clients and compete with private banks’ relationship pricing; monetization comes from cash spread and mortgage commissions. Episode Highlights: 00:00 Welcome and Guest Intro 00:19 What Flourish Does 00:50 Origin Story and Products 02:35 Why Advisors Need Banking 03:47 Cash and Lending Value 07:53 Cash Balances Reality Check 09:44 Flourish Cash Workflow 13:50 Flourish Lending Workflow 18:24 How Flourish Makes Money 20:38 FDIC Coverage Explained 22:54 Three Closing Questions 26:38 Wrap Up and Call to Action Resources: Facebook – Jason Pereira's Facebook LinkedIn – Jason Pereira's LinkedIn Woodgate.com – Sponsor Flourish LinkedIn - Max Lane’s LinkedIn Hosted on Acast. See acast.com/privacy for more information.","meta_description":"Host Jason Pereira interviews Max Lane, CEO of Flourish, a wealth tech platform aiming to bring private bank-like banking and lending experiences to indep…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1661,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/fintech-impact-732879/episodes/flourish-with-max-lane-e442/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/fintech-impact-732879/flourish-with-max-lane-e442.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}