{"podcast":{"title":"Fintech Files: Insights on TECH by BCG Platinion","slug":"fintech-files-insights-on-tech-by-bcg-platinion-6678850","podcast_index_feed_id":6678850,"rss_url":"https://feeds.captivate.fm/bcg-fintech-files/","website_url":"https://bcgplatinion.com","image_url":"https://artwork.captivate.fm/7866c6d6-c596-4512-b939-c28ce4a5f0b6/Qj0lIBV-Kt1nR2pkuzOPOqgW.png","author":"BCG Platinion","episode_count":71,"summary":"In Season 5 of Fintech Files, our three hosts are traveling across the global fintech landscape, uncovering the most exciting stories from the world’s leading innovation hubs. From embedded payments to crypto, from financial inclusion to the future of millennial finance, they’re diving into the breakthroughs, bold ideas, and unexpected questions defining what comes next. We’ll be talking to founders and experts behind some of the brightest minds in the industry, exploring how financial technology is becoming ever more invisible, intelligent, and impactful. As financial services touch every aspect of our lives, the opportunity to transform the way the world moves money has never been greater. About Fintech Files: Join us on Fintech Files from BCG Platinion as we explore the cutting-edge trends disrupting Fintech today. From NeoBanks to cryptocurrency, we delve into the dynamic landscape of financial technology through insightful conversations with global disruptors. We’ll uncover the most groundbreaking trends shaping the future of Fintech and examine their impact on the financial world. We focus on real-world examples, making financial technology relatable and accessible to both F…","last_synced_at":null,"page_url":"https://stenobird.com/podcast/fintech-files-insights-on-tech-by-bcg-platinion-6678850"},"episode":{"title":"Empowering SMEs in Brazil: How Dinie is Reimagining Credit with Suzy Ferreira","slug":"empowering-smes-in-brazil-how-dinie-is-reimagining-credit-with-suzy-ferreira","published_at":"2025-01-07T17:00:00+00:00","page_url":"https://stenobird.com/podcast/fintech-files-insights-on-tech-by-bcg-platinion-6678850/empowering-smes-in-brazil-how-dinie-is-reimagining-credit-with-suzy-ferreira","show_page_url":"https://stenobird.com/podcast/fintech-files-insights-on-tech-by-bcg-platinion-6678850","url":"https://bcgplatinion.com","audio_url":"https://podcasts.captivate.fm/media/98068c20-a82c-46a7-92ea-67113a1af74e/BFT406-V2-converted.mp3","summary":"Suzy Ferreira, co-founder of Dinie , is on a mission to transform credit access for small businesses in Brazil. In this episode, Suzy shares her journey and the inspiration behind Dinie, an embedded lending fintech breaking barriers for SMEs. Discover how Dinie’s innovative, data-driven approach—embedding lending into platforms like iFood and leveraging real-time insights—is empowering small businesses to access the credit they need to grow and succeed. Discussion Highlights: Suzy Ferreira’s journey: Suzy, co-founder of Dinie, opens up about her father's struggles with credit access, and how that inspired her mission to transform lending for small businesses, ultimately laying the foundation for Dinie.  Dinie's Approach: Dinie, a Brazilian embedded lending fintech, is redefining SME lending by embedding credit solutions directly into platforms like iFood, offering seamless access to financial resources where businesses already operate.  Challenges of Credit Access for SMEs in Brazil: Suzy highlights the systemic barriers Brazilian SMEs face, such as high-interest loans, cultural reliance on cash, and limited financial products tailored to their needs.  How Dinie Works: Dinie’s innovative approach leverages real-time data like sales revenue and transaction patterns, enabling accurate credit assessments and proactive lending to SMEs.  Hot Money: Suzy explains Dinie’s product, Hot Money, designed to provide working capital tailored to an SME’s revenue flow, minimizing debt risk while fostering growth.  The Concept of the Invisible Bank: Suzy introduces the idea of an \"invisible bank,\" where lending becomes seamless, integrated, and unobtrusive, revolutionizing how businesses access financial services. About Fintech Files: Are you ready to unravel…","meta_description":"Suzy Ferreira, co-founder of Dinie , is on a mission to transform credit access for small businesses in Brazil. In this episode, Suzy shares her journey a…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1878,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/fintech-files-insights-on-tech-by-bcg-platinion-6678850/episodes/empowering-smes-in-brazil-how-dinie-is-reimagining-credit-with-suzy-ferreira/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/fintech-files-insights-on-tech-by-bcg-platinion-6678850/empowering-smes-in-brazil-how-dinie-is-reimagining-credit-with-suzy-ferreira.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}