{"podcast":{"title":"Fintech Business Podcast","slug":"fintech-business-podcast-6417761","podcast_index_feed_id":6417761,"rss_url":"https://api.substack.com/feed/podcast/95427/s/20728.rss","website_url":"https://fintechbusinessweekly.substack.com/s/fintech-business-podcast","image_url":"https://substackcdn.com/feed/podcast/95427/s/20728/1d60abc5b6b805a473208b1ebe0c431a.jpg","author":"Jason Mikula","episode_count":133,"summary":"A monthly(ish) podcast featuring interviews with leaders in fintech, banking & crypto.","last_synced_at":"2026-09-17T04:20:18.334997+00:00","page_url":"https://stenobird.com/podcast/fintech-business-podcast-6417761"},"episode":{"title":"Interview: Brooking’s Aaron Klein on Faster Payments, Consumer Credit & the Fed","slug":"interview-brooking-s-aaron-klein-on-faster-payments-consumer-credit-the-fed","published_at":"2026-09-16T13:09:29+00:00","page_url":"https://stenobird.com/podcast/fintech-business-podcast-6417761/interview-brooking-s-aaron-klein-on-faster-payments-consumer-credit-the-fed","show_page_url":"https://stenobird.com/podcast/fintech-business-podcast-6417761","url":"https://fintechbusinessweekly.substack.com/p/interview-brookings-aaron-klein-on","audio_url":"https://api.substack.com/feed/podcast/215971779/d47a419596d30f9ca046baeedb1e7529.mp3","summary":"In this episode, I had the chance to chat with the Aaron Klein, the Miriam K. Carliner Chair and senior fellow in Economic Studies at the Brookings Institution. Aaron and I had a wide-ranging discussion on consumer payment and consumer credit regulation and public policy, including: * Why, despite the existence of The Clearing House RTP and FedNow, U.S. consumers don’t have widespread free or low-cost access to instant payments * The link between remote deposit capture, plane loads of checks, and 9/11 * Consumer credit and small-dollar lending, including overdrafts, payday loans, and fintech apps such as EarnIn, Dave, and MoneyLion * Why someone with a bank account would use a check casher * And much more! A reminder, if you’re enjoying this show, please follow, rate & review on your preferred podcast platform, as it really helps others to find the show. And if you want to help support Fintech Business Weekly and independent journalism, upgrade to a paid subscription or reach more than 93,000+ listeners by sponsoring an episode. Get full access to Fintech Business Weekly at fintechbusinessweekly.substack.com/subscribe","meta_description":"In this episode, I had the chance to chat with the Aaron Klein, the Miriam K. Carliner Chair and senior fellow in Economic Studies at the Brookings Instit…","key_points":[],"chapters":[],"topics":[],"duration_seconds":3667,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/fintech-business-podcast-6417761/episodes/interview-brooking-s-aaron-klein-on-faster-payments-consumer-credit-the-fed/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/fintech-business-podcast-6417761/interview-brooking-s-aaron-klein-on-faster-payments-consumer-credit-the-fed.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}