{"podcast":{"title":"Financial Sanity with Patrick Ayers","slug":"financial-sanity-with-patrick-ayers-7108735","podcast_index_feed_id":7108735,"rss_url":"https://www.spreaker.com/show/6416581/episodes/feed","website_url":"https://www.spreaker.com/podcast/financial-sanity-with-patrick-ayers--6416581","image_url":"https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7f769edfd233c4f44c58199b56d37fb6.jpg","author":"Patrick Ayers","episode_count":95,"summary":"DISCLOSURE: Securities and investment advisory services are offered through Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a Registered Investment Advisor. MAS and Ayers Financial Services are not affiliated entities.","last_synced_at":"2026-09-20T12:21:32.636353+00:00","page_url":"https://stenobird.com/podcast/financial-sanity-with-patrick-ayers-7108735"},"episode":{"title":"The Retirement Tax Shock","slug":"the-retirement-tax-shock","published_at":"2026-08-22T13:00:04+00:00","page_url":"https://stenobird.com/podcast/financial-sanity-with-patrick-ayers-7108735/the-retirement-tax-shock","show_page_url":"https://stenobird.com/podcast/financial-sanity-with-patrick-ayers-7108735","url":"https://www.spreaker.com/episode/the-retirement-tax-shock--74411426","audio_url":"https://api.spreaker.com/download/episode/74411426/the_retirement_tax_shock_08_22_26.mp3","summary":"“Are you ready for retirement’s hidden curveballs?” Money saved can vanish quickly if you don’t know the new rules—taxes, Social Security, investment risk, and more. Patrick Ayers unpacks the real challenges that trip up even the savviest savers and reveals why what worked during your career may steer you wrong as you plan for retirement. Tune in to discover the seldom-discussed pitfalls and find out why a simple ‘set it and forget it’ strategy can result in costly surprises later on. The conversation is candid, local, and may leave you seriously rethinking how prepared you really are. Welcome to Financial Sanity with Patrick Ayers With so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity. Listen to Financial Sanity Saturdays at 7:00 and Sundays at 8:00 on WFIR. -- -- -- -- -- -- For more information on retirement planning, visit ayersfinancial.com ! Looking for specific information about today's topic? Check out our resources page !","meta_description":"“Are you ready for retirement’s hidden curveballs?” Money saved can vanish quickly if you don’t know the new rules—taxes, Social Security, investment risk…","key_points":[],"chapters":[],"topics":[],"duration_seconds":3411,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/financial-sanity-with-patrick-ayers-7108735/episodes/the-retirement-tax-shock/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/financial-sanity-with-patrick-ayers-7108735/the-retirement-tax-shock.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}