{"podcast":{"title":"Financial Sanity with Patrick Ayers","slug":"financial-sanity-with-patrick-ayers-7108735","podcast_index_feed_id":7108735,"rss_url":"https://www.spreaker.com/show/6416581/episodes/feed","website_url":"https://www.spreaker.com/podcast/financial-sanity-with-patrick-ayers--6416581","image_url":"https://d3wo5wojvuv7l.cloudfront.net/t_rss_itunes_square_1400/images.spreaker.com/original/7f769edfd233c4f44c58199b56d37fb6.jpg","author":"Patrick Ayers","episode_count":95,"summary":"DISCLOSURE: Securities and investment advisory services are offered through Madison Avenue Securities, LLC (MAS), member FINRA/SIPC and a Registered Investment Advisor. MAS and Ayers Financial Services are not affiliated entities.","last_synced_at":"2026-09-20T12:21:32.636353+00:00","page_url":"https://stenobird.com/podcast/financial-sanity-with-patrick-ayers-7108735"},"episode":{"title":"The Reality of Retirement Spending","slug":"the-reality-of-retirement-spending-2","published_at":"2026-08-01T13:00:03+00:00","page_url":"https://stenobird.com/podcast/financial-sanity-with-patrick-ayers-7108735/the-reality-of-retirement-spending-2","show_page_url":"https://stenobird.com/podcast/financial-sanity-with-patrick-ayers-7108735","url":"https://www.spreaker.com/episode/the-reality-of-retirement-spending--73265875","audio_url":"https://api.spreaker.com/download/episode/73265875/the_reality_of_retirement_spending_08_01_26.mp3","summary":"\"Will your retirement look anything like you planned—or will rising costs and shifting rules leave you scrambling?\" In this episode, Patrick Ayers tackles the myths that make even experienced savers second-guess their future. From Social Security surprises to the real ebb and flow of spending after leaving work, you’ll hear candid listener questions, vivid stories, and tough truths about why ‘set it and forget it’ just doesn’t cut it for today’s retirees. Discover how the seasons of retirement, unexpected tax twists, and financial nostalgia all shape the journey—and why your plan can’t afford to stand still. What pitfalls could catch you off guard as you try to secure the next chapter? Welcome to Financial Sanity with Patrick Ayers With so much financial noise, it's understandable why so many people are going financially insane. Taxes, Social Security, Wall Street, Healthcare...there is so much uncertainty about the modern retirement. Local, independent, reliable...Patrick Ayers, President and CEO of Ayers Financial Services can help provide a clear financial picture so you can achieve a fulfilling retirement. It is time to regain your financial sanity. Listen to Financial Sanity Saturdays at 7:00 and Sundays at 8:00 on WFIR. -- -- -- -- -- -- For more information on retirement planning, visit ayersfinancial.com ! Looking for specific information about today's topic? Check out our resources page !","meta_description":"\"Will your retirement look anything like you planned—or will rising costs and shifting rules leave you scrambling?\" In this episode, Patrick Ayers tackles…","key_points":[],"chapters":[],"topics":[],"duration_seconds":3416,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/financial-sanity-with-patrick-ayers-7108735/episodes/the-reality-of-retirement-spending-2/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/financial-sanity-with-patrick-ayers-7108735/the-reality-of-retirement-spending-2.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}