{"podcast":{"title":"Financial Freedom with Real Estate Investing","slug":"financial-freedom-with-real-estate-investing-739376","podcast_index_feed_id":739376,"rss_url":"https://feeds.captivate.fm/financial-freedom-real-estate-investing/","website_url":"http://www.themichaelblank.com/","image_url":"https://artwork.captivate.fm/2c8d7186-a658-4bcd-857b-4485ed3dd296/financial-freedom-with-real-estate-investing-cover-art.png","author":"Michael Blank","episode_count":300,"summary":"The Financial Freedom with Real Estate Investing podcast is about helping you achieve financial independence and control your time through apartment building investing. Michael Blank interviews experts in real estate, business, and investing. From learning how to invest in multifamily real estate to navigating entrepreneurship, you will learn the keys to success in your journey towards financial freedom. Previous guests include Grant Cardone, Robert Kiyosaki, Ken McElroy, Robert Helms, Brandon Turner, and Hal Elrod. Whether you're new to real estate investing or a seasoned investor, you'll enjoy stories from our expert guests as well as hear from people who quit their jobs and are living life on their own terms because of investing in multifamily real estate. Thanks for listening and leave a review for a chance to get a shout-out on the show.","last_synced_at":"2026-07-14T10:18:40.136494+00:00","page_url":"https://stenobird.com/podcast/financial-freedom-with-real-estate-investing-739376"},"episode":{"title":"MB530: How to Use Captive Insurance to Stop Losing Money on Premiums - with Nicolas Lares","slug":"mb530-how-to-use-captive-insurance-to-stop-losing-money-on-premiums-with-nicolas-lares","published_at":"2026-06-30T01:00:00+00:00","page_url":"https://stenobird.com/podcast/financial-freedom-with-real-estate-investing-739376/mb530-how-to-use-captive-insurance-to-stop-losing-money-on-premiums-with-nicolas-lares","show_page_url":"https://stenobird.com/podcast/financial-freedom-with-real-estate-investing-739376","url":"http://www.themichaelblank.com/","audio_url":"https://episodes.captivate.fm/episode/1f661558-70d9-46d9-9876-b1d5e6afdc2e.mp3","summary":"In this episode, Michael Blank sits down with Nicolas Lares, founder and CEO of Insur3Tech, to tackle one of the biggest challenges facing real estate investors today: skyrocketing insurance costs. Nicolas shares how his experience building innovative insurance solutions for Amazon's logistics network led him to create a group captive insurance model that gives real estate investors—from single-family landlords to large multifamily operators—more control over one of their fastest-growing expenses. They discuss why insurance premiums continue to rise, how captive insurance works, and why this alternative model can reduce costs, improve coverage, and even generate profit distributions for policyholders. If you're looking for practical ways to protect your portfolio and improve cash flow, this episode offers a fresh perspective on an often-overlooked wealth-building strategy. Key Takeaways Traditional Insurance Is Becoming a Major Threat to Cash Flow Rising premiums, reduced coverage, and increasing claims costs are making insurance one of the biggest challenges for real estate investors today. Captive Insurance Gives Investors More Control By joining a group captive, investors become part owners of the insurance company, allowing them to potentially lower costs while sharing in the company's profits. Smaller Investors Can Now Access a Strategy Once Reserved for Institutions Group captives make it possible for investors with just a few rental properties to benefit from a model that was traditionally only available to large portfolio owners. Lower Claims Lead to Lower Long-Term Costs Captive insurance aligns incentives by rewarding responsible owners who actively manage risk instead of encouraging unnecessary claims. Strong Underwriting Protects the Entire Group Careful me…","meta_description":"In this episode, Michael Blank sits down with Nicolas Lares, founder and CEO of Insur3Tech, to tackle one of the biggest challenges facing real estate inv…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1703,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/financial-freedom-with-real-estate-investing-739376/episodes/mb530-how-to-use-captive-insurance-to-stop-losing-money-on-premiums-with-nicolas-lares/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/financial-freedom-with-real-estate-investing-739376/mb530-how-to-use-captive-insurance-to-stop-losing-money-on-premiums-with-nicolas-lares.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}