{"podcast":{"title":"Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans","slug":"financial-coaching-for-women-how-to-budget-manage-money-pay-off-debt-save-money-paycheck-plans-3708021","podcast_index_feed_id":3708021,"rss_url":"https://feeds.captivate.fm/financial-coaching-for/","website_url":"https://budgetbesties.com/","image_url":"https://artwork.captivate.fm/87de1513-ff29-4802-baa1-51e6c7add545/Spotify-Podcast-Cover.jpg","author":"Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans","episode_count":626,"summary":"***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST*** Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth? You’re in the right place! We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck. We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.","last_synced_at":"2026-09-25T22:18:56.893681+00:00","page_url":"https://stenobird.com/podcast/financial-coaching-for-women-how-to-budget-manage-money-pay-off-debt-save-money-paycheck-plans-3708021"},"episode":{"title":"Klarna, Affirm, Afterpay: Why Buy Now, Pay Later Keeps You Paycheck to Paycheck | 621","slug":"klarna-affirm-afterpay-why-buy-now-pay-later-keeps-you-paycheck-to-paycheck-621","published_at":"2026-09-21T09:15:00+00:00","page_url":"https://stenobird.com/podcast/financial-coaching-for-women-how-to-budget-manage-money-pay-off-debt-save-money-paycheck-plans-3708021/klarna-affirm-afterpay-why-buy-now-pay-later-keeps-you-paycheck-to-paycheck-621","show_page_url":"https://stenobird.com/podcast/financial-coaching-for-women-how-to-budget-manage-money-pay-off-debt-save-money-paycheck-plans-3708021","url":"https://budgetbesties.com/","audio_url":"https://episodes.captivate.fm/episode/1609b304-3285-42fa-8e70-de11c8eb9d4a.mp3","summary":"Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Budget besties, we need to talk about BNPLs. And yes… we had to Google what that meant too. 😂 Buy now, pay later services like Affirm, Klarna, Afterpay, Sezzle, and all their little friends can sound harmless. Zero interest! Four easy payments! Get the thing now! But when those payments start stacking on top of each other? Your budget can get messy FAST. In this episode, we’re talking about why these payments have become such a problem in the budgets we see, what happens when you’re relying on them for everyday expenses like groceries, and how to start getting yourself out of the cycle. Because here’s the big truth: if you don’t have the money for something today, financing it doesn’t suddenly make it affordable. We want you to save the money first, pay for the thing with money you actually have, and keep those random payments from stealing pieces of your future paychecks. Let’s Take Our Relationship To The Next Level: 1️⃣ Facebook Group ➡︎ budgetbesties.com/facebook 2️⃣ Be on the Podcast ➡︎ budgetbesties.com/livecall 3️⃣ Private 1-on-1 Coaching. ➡︎ budgetbesties.com/coaching This podcast is for educational and informational purposes only and is not personal financial, legal, or tax advice. This description may contain affiliate links, meaning we may get a commission at no cost to you if you click & purchase. Click here to view our privacy policy .","meta_description":"Curious? Take The Free Money Stress Quiz! Ready? Buy Our Simplified Budget System Now! Budget besties, we need to talk about BNPLs. And yes… we had to Goo…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1019,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/financial-coaching-for-women-how-to-budget-manage-money-pay-off-debt-save-money-paycheck-plans-3708021/episodes/klarna-affirm-afterpay-why-buy-now-pay-later-keeps-you-paycheck-to-paycheck-621/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/financial-coaching-for-women-how-to-budget-manage-money-pay-off-debt-save-money-paycheck-plans-3708021/klarna-affirm-afterpay-why-buy-now-pay-later-keeps-you-paycheck-to-paycheck-621.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}