{"podcast":{"title":"Everyday Economics","slug":"everyday-economics-5552046","podcast_index_feed_id":5552046,"rss_url":"https://feeds.simplecast.com/kKVDvBbd","website_url":"https://www.americastalking.com/","image_url":"https://image.simplecastcdn.com/images/96b856a1-f65f-4dca-aaab-015f21c57dfc/0e5fa8e8-2b26-46b4-82d5-79f6c7a687fb/3000x3000/26965900-1655814728332-34d03b1224399.jpg?aid=rss_feed","author":"The Center Square","episode_count":567,"summary":"Economist Dr. Orphe Divounguy and Chris Krug join forces to unravel the complexities of global markets, inflation, and everything else you need to know to navigate the economic world around you.","last_synced_at":"2026-09-22T20:22:08.326791+00:00","page_url":"https://stenobird.com/podcast/everyday-economics-5552046"},"episode":{"title":"Waiting to Buy a Home Could Cost You Hundreds More Each Month","slug":"waiting-to-buy-a-home-could-cost-you-hundreds-more-each-month","published_at":"2026-08-28T16:00:00+00:00","page_url":"https://stenobird.com/podcast/everyday-economics-5552046/waiting-to-buy-a-home-could-cost-you-hundreds-more-each-month","show_page_url":"https://stenobird.com/podcast/everyday-economics-5552046","url":"https://www.americastalking.com/","audio_url":"https://afp-444292-injected.calisto.simplecastaudio.com/96b856a1-f65f-4dca-aaab-015f21c57dfc/episodes/bf3c37d2-0db5-4d53-9c1c-e7e89e0329f6/audio/128/default.mp3?aid=rss_feed&awCollectionId=96b856a1-f65f-4dca-aaab-015f21c57dfc&awEpisodeId=bf3c37d2-0db5-4d53-9c1c-e7e89e0329f6&feed=kKVDvBbd","summary":"Mortgage rates could remain elevated as the bond market does the Federal Reserve’s work for it, keeping borrowing costs higher for consumers and businesses. Economist Orphe Divounguy explains what rising Treasury yields mean for mortgage rates, credit cards and the housing market. Homebuyers waiting for lower rates may be paying a price for holding off. Divounguy notes that someone who bought a typical U.S. home when mortgage rates were around 6% in February would have saved roughly $146 a month compared with those who waited. In this episode, we break down why the Fed may leave rates unchanged, how inflation is influencing the bond market, and why trying to time mortgage rates could be a costly strategy. Everyday Economics is brought to you by The Center Square Newswire Service.","meta_description":"Mortgage rates could remain elevated as the bond market does the Federal Reserve’s work for it, keeping borrowing costs higher for consumers and businesse…","key_points":[],"chapters":[],"topics":[],"duration_seconds":631,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/everyday-economics-5552046/episodes/waiting-to-buy-a-home-could-cost-you-hundreds-more-each-month/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/everyday-economics-5552046/waiting-to-buy-a-home-could-cost-you-hundreds-more-each-month.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}