{"podcast":{"title":"Equity Mates Investing Podcast","slug":"equity-mates-investing-podcast-55637","podcast_index_feed_id":55637,"rss_url":"https://feeds.acast.com/public/shows/8c560a52-84ff-4b06-b819-f4e9bd6e85ef","website_url":"https://equitymates.com","image_url":"https://assets.pippa.io/shows/6113c4e58b49030d2716f6e0/1629932001241-b9a3641bf992fd152185547c28b9c9c3.jpeg","author":"Equity Mates Media","episode_count":1141,"summary":"Bryce and Alec bring you Australia's best investing podcast. Join them, as they breakdown the barriers to investing, to make the markets accessible to everyone. Start your journey now! Hosted on Acast. See acast.com/privacy for more information.","last_synced_at":null,"page_url":"https://stenobird.com/podcast/equity-mates-investing-podcast-55637"},"episode":{"title":"Ask an Adviser: Why earlier is better for life insurance with Phil Thompson","slug":"ask-an-adviser-why-earlier-is-better-for-life-insurance-with-phil-thompson","published_at":"2026-04-13T19:05:00+00:00","page_url":"https://stenobird.com/podcast/equity-mates-investing-podcast-55637/ask-an-adviser-why-earlier-is-better-for-life-insurance-with-phil-thompson","show_page_url":"https://stenobird.com/podcast/equity-mates-investing-podcast-55637","url":"https://shows.acast.com/equity-mates/episodes/ask-an-adviser-why-earlier-is-better-for-life-insurance","audio_url":"https://sphinx.acast.com/p/acast/s/equity-mates/e/69dc577d6932db51576c1f70/media.mp3","summary":"You’re working hard to build wealth, but what happens if you can’t earn an income tomorrow? In this episode, we go deep on life insurance, income protection, and everything in between with insurance specialist Phil Thompson (Skye Wealth). From real-life claims to common mistakes (including relying on super), this is a practical guide to protecting your biggest asset: your ability to earn. If you'd like to speak to Phil or anyone on our advice network head to https://equitymates.com/advice/ In this episode: 00:00 – Why protecting wealth matters 00:40 – Meet insurance specialist Phil Thompson 02:37 – Real-life claim: tragedy, and why insurance matters 06:50 – The biggest mistake: relying on super 10:07 – DIY vs advisor: what you’re missing 13:14 – Mistakes advisors make (yes, really) 16:44 – Case study: 36-year-old with kids and a mortgage 27:12 – Super vs outside super: how to pay smarter ——— Want to get involved in the podcast? Record a  voice note  or  send us a message And come and join the conversation in the Equity Mates  Facebook Discussion Group . ——— Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing –  we’ve got you covered . Keep up with the news moving markets with our  daily newsletter  and podcast ( Apple  |  Spotify ) We’re particularly excited to share our latest show: Basis Points Listen to the podcast ( Apple  |  Spotify ) Watch on  YouTube Read the  monthly email ——— Looking for some of our favourite research tools? Download our free  Basics of ETF handbook Or our free  4-step stock checklist Find company information on  TIKR Research reports from  Good Research Track your portfolio with  Sharesight ——— In th…","meta_description":"You’re working hard to build wealth, but what happens if you can’t earn an income tomorrow? In this episode, we go deep on life insurance, income protecti…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2132,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/equity-mates-investing-podcast-55637/episodes/ask-an-adviser-why-earlier-is-better-for-life-insurance-with-phil-thompson/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/equity-mates-investing-podcast-55637/ask-an-adviser-why-earlier-is-better-for-life-insurance-with-phil-thompson.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}