{"podcast":{"title":"Earn & Invest","slug":"earn-invest-238116","podcast_index_feed_id":238116,"rss_url":"https://feeds.megaphone.fm/ARML7919249469","website_url":"http://earnandinvest.com","image_url":"https://megaphone.imgix.net/podcasts/ddc1cdec-7b27-11ed-be0e-8b24d39641d6/image/2.png?ixlib=rails-4.3.1&max-w=3000&max-h=3000&fit=crop&auto=format,compress","author":"Jordan Grumet (Doc G)","episode_count":757,"summary":"Join us for thought-provoking conversations that empower you to Earn and Invest wisely, shaping your future while making informed decisions today. Every Monday, our wide-ranging panel discussions explore various financial topics, fostering engaging conversations that challenge conventional wisdom and provide fresh perspectives. Then, on Thursdays, we delve into individual interviews, offering deep insights from experts who share their experiences and expertise. While we may not always uncover definitive answers, our goal is to equip you with the essential questions necessary to navigate a richer path towards not only financial independence but living a life full of purpose, identity, and connections.","last_synced_at":"2026-06-08T16:18:57.176165+00:00","page_url":"https://stenobird.com/podcast/earn-invest-238116"},"episode":{"title":"730. Personal Finance...A Harm reduction Approach w/ Kara Perez","slug":"730-personal-finance-a-harm-reduction-approach-w-kara-perez","published_at":"2026-05-04T07:05:00+00:00","page_url":"https://stenobird.com/podcast/earn-invest-238116/730-personal-finance-a-harm-reduction-approach-w-kara-perez","show_page_url":"https://stenobird.com/podcast/earn-invest-238116","url":"https://www.podtrac.com/pts/redirect.mp3/tracking.swap.fm/track/YfZO4tERxneauNcW9Fgn/mgln.ai/e/211/traffic.megaphone.fm/ARML8208255676.mp3?updated=1777731532","audio_url":"https://www.podtrac.com/pts/redirect.mp3/tracking.swap.fm/track/YfZO4tERxneauNcW9Fgn/mgln.ai/e/211/traffic.megaphone.fm/ARML8208255676.mp3?updated=1777731532","summary":"In this episode of the Earn and Invest podcast, host Doc G sits down with Kara Perez, a financial educator, founder of Cara Explores Money, and author of Money for Change. Perez, who successfully paid off $25,000 in student loan debt on a modest salary, joins the show to explore the intersection between the Financial Independence (FI) movement and environmentalism. She argues that true sustainability isn't about buying expensive eco-friendly products; instead, it looks a lot like what lower-income individuals already do out of necessity, such as upcycling, repairing items, and using what you already have rather than buying new. Learn more about your ad choices. Visit megaphone.fm/adchoices","meta_description":"In this episode of the Earn and Invest podcast, host Doc G sits down with Kara Perez, a financial educator, founder of Cara Explores Money, and author of…","key_points":[],"chapters":[],"topics":[],"duration_seconds":3707,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/earn-invest-238116/episodes/730-personal-finance-a-harm-reduction-approach-w-kara-perez/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/earn-invest-238116/730-personal-finance-a-harm-reduction-approach-w-kara-perez.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}