{"podcast":{"title":"Don't F-Up Your Retirement: You Built It. Don't Let Retirement Break It.","slug":"don-t-f-up-your-retirement-you-built-it-don-t-let-retirement-break-it-6693230","podcast_index_feed_id":6693230,"rss_url":"https://anchor.fm/s/ec641e2c/podcast/rss","website_url":"https://www.bonfirefinancial.com/","image_url":"https://d3t3ozftmdmh3i.cloudfront.net/staging/podcast_uploaded_nologo/39559843/39559843-1775244502516-110c7b45275e3.jpg","author":"Bonfire Financial | Brian Colvert CFP®","episode_count":104,"summary":"Hi, I’m Brian 👋 a CERTIFIED FINANCIAL PLANNER™ and founder of Bonfire Financial. Most advice focuses only on investments, that’s where people get into trouble. The Bonfire Method brings together taxes, insurance, estate planning, and investing so every decision works together. Each week, I share practical insights on retirement, investing, and taxes to help you make smarter decisions and turn what you’ve built into a clear, coordinated plan for what’s next. Bonfire Financial is a Registered Investment Adviser.","last_synced_at":"2026-06-17T02:18:49.827652+00:00","page_url":"https://stenobird.com/podcast/don-t-f-up-your-retirement-you-built-it-don-t-let-retirement-break-it-6693230"},"episode":{"title":"Why a Pension Changes Everything in Retirement","slug":"why-a-pension-changes-everything-in-retirement","published_at":"2026-05-19T07:02:00+00:00","page_url":"https://stenobird.com/podcast/don-t-f-up-your-retirement-you-built-it-don-t-let-retirement-break-it-6693230/why-a-pension-changes-everything-in-retirement","show_page_url":"https://stenobird.com/podcast/don-t-f-up-your-retirement-you-built-it-don-t-let-retirement-break-it-6693230","url":"https://podcasters.spotify.com/pod/show/bonfirefinancial/episodes/Why-a-Pension-Changes-Everything-in-Retirement-e3ji7go","audio_url":"https://anchor.fm/s/ec641e2c/podcast/play/120183768/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2026-4-18%2F424413579-44100-2-7da4ed9577b62.mp3","summary":"Most people with pensions are planning for retirement completely wrong. In this episode, we break down why a pension changes how much you need saved, how you should invest, the lump sum vs. monthly payment decision, and the critical mistake that could impact your spouse for life. If you have a pension, your retirement strategy should look very different. Full show notes: https://www.bonfirefinancial.com/pension-retirement To learn more about Bonfire Financial, please visit: https://www.bonfirefinancial.com Disclosure: https://www.bonfirefinancial.com/disclosure","meta_description":"Most people with pensions are planning for retirement completely wrong. In this episode, we break down why a pension changes how much you need saved, how…","key_points":[],"chapters":[],"topics":[],"duration_seconds":642,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/don-t-f-up-your-retirement-you-built-it-don-t-let-retirement-break-it-6693230/episodes/why-a-pension-changes-everything-in-retirement/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/don-t-f-up-your-retirement-you-built-it-don-t-let-retirement-break-it-6693230/why-a-pension-changes-everything-in-retirement.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}