{"podcast":{"title":"Dev Raga Personal Finance","slug":"dev-raga-personal-finance-1303633","podcast_index_feed_id":1303633,"rss_url":"https://feeds.acast.com/public/shows/62fa0e8b26f5af0012802e7b","website_url":"https://shows.acast.com/my-millennial-money-professional","image_url":"https://assets.pippa.io/shows/62fa0e8b26f5af0012802e7b/1706492101697-7b767febdc4494b853a46312cc663775.jpeg","author":"Dev Raga","episode_count":383,"summary":"Money concepts made simple for busy professionals, hosted by Melbourne-based doctor Dev Raga. New episodes every Wednesday. Formerly named my millennial money professional Hosted on Acast. See acast.com/privacy for more information.","last_synced_at":"2026-07-15T08:19:41.524210+00:00","page_url":"https://stenobird.com/podcast/dev-raga-personal-finance-1303633"},"episode":{"title":"619 CGT, negative gearing changes & first home buyers with Rach Kroon (this is property)","slug":"619-cgt-negative-gearing-changes-first-home-buyers-with-rach-kroon-this-is-property","published_at":"2026-05-19T19:10:00+00:00","page_url":"https://stenobird.com/podcast/dev-raga-personal-finance-1303633/619-cgt-negative-gearing-changes-first-home-buyers-with-rach-kroon-this-is-property","show_page_url":"https://stenobird.com/podcast/dev-raga-personal-finance-1303633","url":"https://shows.acast.com/my-millennial-money-medical/episodes/619","audio_url":"https://sphinx.acast.com/p/open/s/62fa0e8b26f5af0012802e7b/e/6a0a9dbbbae3d7f66f8f9233/media.mp3","summary":"Rachelle's book, The Quick-Start Guide to Your First Property is available here: https://amzn.to/4svhyoH The 2026 federal budget landed with major changes for property investors and first home buyers. Rachelle Kroon from Sphere Home Loans joins Dev to unpack what it all means, touching on: 👉🏾 capital gains tax 👉🏿 negative gearing 👉🏻 how grandfathering will work 👉first home buyer schemes and grants 👉🏼 parental guarantee vs the Government guarantee risks &amp; considerations Dev Raga Personal Finance is proudly supported by Sphere Home Loans and Skye Wealth. Need a mortgage broker? Check out https://www.spherehomeloans.com.au Need to review your personal insurances? Head to https://skye.com.au To chat with a professional and get help about your situation, click here . Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs. The host of this podcast is an authorised representative of Money Sherpa PTY LTD, which holds financial services license 451289. To download the financial services guide, please visit: https://moneymoneymoney.squarespace.com/s/FSG-Dev-Raga-Personal-Finance-August-2025.pdf Hosted on Acast. See acast.com/privacy for more information.","meta_description":"Rachelle's book, The Quick-Start Guide to Your First Property is available here: https://amzn.to/4svhyoH The 2026 federal budget landed with major changes…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2644,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/dev-raga-personal-finance-1303633/episodes/619-cgt-negative-gearing-changes-first-home-buyers-with-rach-kroon-this-is-property/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/dev-raga-personal-finance-1303633/619-cgt-negative-gearing-changes-first-home-buyers-with-rach-kroon-this-is-property.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}