{"podcast":{"title":"Debt Free Momentum for High Achievers: Become Debt Free, Savings Strategies, Money Management, Calendar Budgeting, Money Mindset","slug":"debt-free-momentum-for-high-achievers-become-debt-free-savings-strategies-money-management-calendar-budgeting-money-mindset-6606790","podcast_index_feed_id":6606790,"rss_url":"https://feed.podbean.com/BudgetingBrilliance/feed.xml","website_url":"https://BudgetingBrilliance.podbean.com","image_url":"https://pbcdn1.podbean.com/imglogo/image-logo/16990789/small_debt_free_momentum.png","author":"SanityCents by Shanalei | Calendar Budgeting Coach, Career Professional, Mom and Wife","episode_count":77,"summary":"If your family makes good money, but it just doesn’t feel like it, Debt Free Momentum for High Achievers is for you! In fact, 8 million people earning over 6-figures are living paycheck-to-paycheck and it’s time we changed that for you. This podcast is for you if are asking... ＞ How to stop overspending ＞ How high earners can get out of debt ＞ How to do budgeting for high income earners Hi! I’m Shanalei, a budgeting coach who specializes in strategic money methods to break free from debt and manage your money with ease so you can get on with living your purpose. If you... • have loads of debt that strangles your joy • realize the negative toll that worldly possessions have on your life • do not have enough resources available to create experiences you want to have with your kids before they leave home • are tired of the grind to make more money to achieve your long-term goals • feel financially defeated start listening! WARNING: With continued listening you are bound to ENJOY budgeting and become excited for your future. Have a budgeting question you want answered on the show? Send email here: sanitycents@gmail.com Learn more: www.sanitycents.com Podcast topics: Debt Elimination *…","last_synced_at":"2026-09-13T04:22:25.262688+00:00","page_url":"https://stenobird.com/podcast/debt-free-momentum-for-high-achievers-become-debt-free-savings-strategies-money-management-calendar-budgeting-money-mindset-6606790"},"episode":{"title":"71 | 5 Holiday Spending Mistakes That Trigger the January Debt Hangover (and How to Stop Overspending)","slug":"71-5-holiday-spending-mistakes-that-trigger-the-january-debt-hangover-and-how-to-stop-overspending","published_at":"2025-11-20T04:28:16+00:00","page_url":"https://stenobird.com/podcast/debt-free-momentum-for-high-achievers-become-debt-free-savings-strategies-money-management-calendar-budgeting-money-mindset-6606790/71-5-holiday-spending-mistakes-that-trigger-the-january-debt-hangover-and-how-to-stop-overspending","show_page_url":"https://stenobird.com/podcast/debt-free-momentum-for-high-achievers-become-debt-free-savings-strategies-money-management-calendar-budgeting-money-mindset-6606790","url":"https://BudgetingBrilliance.podbean.com/e/71-holiday-spending-mistakes-that-wreck-your-january-budget-and-how-to-avoid-the-debt-hangover/","audio_url":"https://mcdn.podbean.com/mf/web/tbg3hbte4heznu5j/71_jan_debt_hangover_descript_aud_final6y2ym.mp3","summary":"The holidays are magical—but they can also leave your wallet in ruins. If you’ve ever woken up in January with a “debt hangover” from overspending on gifts, travel, and celebrations, this episode is for you. Shanalei breaks down the hidden money traps that drain your budget faster than you realize and shares a fresh perspective on how to keep the joy without the financial regret. You’ll discover how small shifts in your holiday approach can protect your finances, stretch your budget further, and set you up for a debt‑free new year. This isn’t about cutting back on joy—it’s about investing in memories that matter and avoiding the money mistakes that leave you stressed when the credit card bill arrives. Tune in to learn how to keep the magic of the season alive while building momentum toward financial clarity in January and beyond. Stop Budgeting Blindly and switch to the Clarity Calendar: https://sanitycents.com/sffbf_join/ Visit the website for free resources: https://sanitycents.com Contact: shanalei@sanitycents.com","meta_description":"The holidays are magical—but they can also leave your wallet in ruins. If you’ve ever woken up in January with a “debt hangover” from overspending on gift…","key_points":[],"chapters":[],"topics":[],"duration_seconds":743,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/debt-free-momentum-for-high-achievers-become-debt-free-savings-strategies-money-management-calendar-budgeting-money-mindset-6606790/episodes/71-5-holiday-spending-mistakes-that-trigger-the-january-debt-hangover-and-how-to-stop-overspending/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/debt-free-momentum-for-high-achievers-become-debt-free-savings-strategies-money-management-calendar-budgeting-money-mindset-6606790/71-5-holiday-spending-mistakes-that-trigger-the-january-debt-hangover-and-how-to-stop-overspending.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}