{"podcast":{"title":"Deborah Lebree's podcast","slug":"deborah-lebree-s-podcast-7041113","podcast_index_feed_id":7041113,"rss_url":"https://www.spreaker.com/show/6015089/episodes/feed","website_url":"https://www.spreaker.com/podcast/deborah-lebree-s-podcast--6015089","image_url":"https://d3wo5wojvuv7l.cloudfront.net/images.spreaker.com/nuvolari-assets/yellow_square_mic.jpg","author":"Deborah Lebree","episode_count":1000,"summary":null,"last_synced_at":"2026-09-19T16:21:39.869546+00:00","page_url":"https://stenobird.com/podcast/deborah-lebree-s-podcast-7041113"},"episode":{"title":"‘Buy Now, Pay Later’: A New Wave of Consumer Debt","slug":"buy-now-pay-later-a-new-wave-of-consumer-debt","published_at":"2026-09-08T09:45:00+00:00","page_url":"https://stenobird.com/podcast/deborah-lebree-s-podcast-7041113/buy-now-pay-later-a-new-wave-of-consumer-debt","show_page_url":"https://stenobird.com/podcast/deborah-lebree-s-podcast-7041113","url":"https://www.spreaker.com/episode/buy-now-pay-later-a-new-wave-of-consumer-debt--74998339","audio_url":"https://api.spreaker.com/download/episode/74998339/default.mp3","summary":"As people in the United States struggle with rising costs, they are increasingly turning to “buy now, pay later” loans for essentials such as rent and groceries.Stacey Cowley, a business reporter for The New York Times, explains the draw and the hidden risks of the loan model.Guest: Stacy Cowley, a business reporter at The New York Times, with a focus on consumer finance.Background reading: “Buy now, pay later” lenders have pitched loans for needs like electricity and rent. They got to live a life of luxury. Then came the fine print . Photo: Amir Hamja for The New York Times For more information on today’s episode, visit nytimes.com/thedaily . Transcripts of each episode will be made available by the next workday. Subscribe today at nytimes.com/podcasts or on Apple Podcasts and Spotify. You can also subscribe via your favorite podcast app here https://www.nytimes.com/activate-access/audio?source=podcatcher . For more podcasts and narrated articles, download The New York Times app at nytimes.com/app. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.","meta_description":"As people in the United States struggle with rising costs, they are increasingly turning to “buy now, pay later” loans for essentials such as rent and gro…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1564,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/deborah-lebree-s-podcast-7041113/episodes/buy-now-pay-later-a-new-wave-of-consumer-debt/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/deborah-lebree-s-podcast-7041113/buy-now-pay-later-a-new-wave-of-consumer-debt.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}