{"podcast":{"title":"Daybreak","slug":"daybreak-5886514","podcast_index_feed_id":5886514,"rss_url":"https://feeds.transistor.fm/daybreak-3e66db67-ddb3-4cd3-9ba9-460bd586dcbb","website_url":"https://the-ken.com/podcasts/daybreak/","image_url":"https://img.transistorcdn.com/Rt-MphGW4guEnb5R-2LjdE-AT6d9TYlATK0FInBEFEo/rs:fill:0:0:1/w:1400/h:1400/q:60/mb:500000/aHR0cHM6Ly9pbWct/dXBsb2FkLXByb2R1/Y3Rpb24udHJhbnNp/c3Rvci5mbS85ODhl/ZWM4NmEwZTcxZjZk/MDRlYjAzNTNkMjJi/ZGQ2YS5wbmc.jpg","author":"The Ken","episode_count":769,"summary":"Business news is complex and overwhelming. It doesn’t have to be. Every day of the week, from Monday to Friday, Daybreak tells one business story that’s significant, simple and powerful. Hosted from The Ken’s newsroom by Snigdha Sharma and Rachel Varghese, Daybreak relies on years of original reporting and analysis by some of India’s most experienced and talented business journalists.","last_synced_at":"2026-06-17T12:21:28.397658+00:00","page_url":"https://stenobird.com/podcast/daybreak-5886514"},"episode":{"title":"Your missed SIP could be making banks tens of crores every month","slug":"your-missed-sip-could-be-making-banks-tens-of-crores-every-month","published_at":"2026-04-19T20:30:00+00:00","page_url":"https://stenobird.com/podcast/daybreak-5886514/your-missed-sip-could-be-making-banks-tens-of-crores-every-month","show_page_url":"https://stenobird.com/podcast/daybreak-5886514","url":"https://share.transistor.fm/s/6f1b14c6","audio_url":"https://media.transistor.fm/6f1b14c6/92ccc758.mp3","summary":"When your SIP bounces, your bank charges you Rs 500. The mutual fund that missed the investment? Charges you nothing. That gap is not an accident. In this piece, The Ken's Mutasim Khan traces how India's banks have quietly turned missed SIP debits into a revenue line — one that costs them roughly Rs 25 to process, and nets them hundreds of crores a month. The people paying most are first-time investors in smaller cities, often unaware the charge even happened. This is a read aloud of Mutasim's original story, by Snigdha Sharma, on Daybreak. 📖 Read the full story on The Ken: Your missed SIP could be making banks tens of crores every month","meta_description":"When your SIP bounces, your bank charges you Rs 500. The mutual fund that missed the investment? Charges you nothing. That gap is not an accident. In this…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1024,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/daybreak-5886514/episodes/your-missed-sip-could-be-making-banks-tens-of-crores-every-month/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/daybreak-5886514/your-missed-sip-could-be-making-banks-tens-of-crores-every-month.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}