{"podcast":{"title":"David C Barnett Small Business and Deal Making M&A SMB","slug":"david-c-barnett-small-business-and-deal-making-m-a-smb-398395","podcast_index_feed_id":398395,"rss_url":"https://feeds.soundcloud.com/users/soundcloud:users:159697065/sounds.rss","website_url":"http://www.DavidCBarnett.com","image_url":"https://i1.sndcdn.com/avatars-VneJWzqRBBxtVFi5-bCNz2Q-original.jpg","author":"David C Barnett","episode_count":500,"summary":"I discuss buying, selling, financing and managing…","last_synced_at":"2026-09-15T02:17:11.362826+00:00","page_url":"https://stenobird.com/podcast/david-c-barnett-small-business-and-deal-making-m-a-smb-398395"},"episode":{"title":"New SBA rules Nobody is Talking about and how they're GOOD For buyers","slug":"new-sba-rules-nobody-is-talking-about-and-how-they-re-good-for-buyers","published_at":"2026-08-24T12:00:21+00:00","page_url":"https://stenobird.com/podcast/david-c-barnett-small-business-and-deal-making-m-a-smb-398395/new-sba-rules-nobody-is-talking-about-and-how-they-re-good-for-buyers","show_page_url":"https://stenobird.com/podcast/david-c-barnett-small-business-and-deal-making-m-a-smb-398395","url":"https://soundcloud.com/dbarnettmoncton/new-sba-rules-nobody-is","audio_url":"https://feeds.soundcloud.com/stream/2386919406-dbarnettmoncton-new-sba-rules-nobody-is.mp3","summary":"- Join David's email list, RECEIVE 7 FREE GIFTS!!- https://www.DavidCBarnettList.com See my video on ‘Non-SBA Deal Financing’ to learn more https://youtu.be/Pwa_EsrHl58 **New Video Alert! New SBA rules for buying a business take effect October 1, 2026—and there's already plenty of confusion about what they actually mean. In this video, I break down the major SBA changes affecting business acquisitions, including the 10% equity injection requirement, seller financing, investor capital, debt service coverage, Quality of Earnings reports, real estate amortization, and longer seller transition periods. I also explain why I believe many of these changes could actually benefit first-time business buyers. The goal shouldn't be to buy the biggest business possible with the least amount of your own money. It's to acquire a good business with enough financial resilience to survive after closing. If you're planning on buying a business with an SBA loan, understanding these new rules—and discussing your specific deal with an experienced SBA lender—is essential. **** Chapters: 0:00 Navigating the New SBA Lending Landscape 1:03 Why These SBA Changes Are Actually Good News 1:54 The Dangerous Reality of the Day Two Problem 4:40 New Equity Requirements and Skin in the Game 16:49 The Importance of Quality of Earnings Reports 28:39 Building a Resilient Business for the Long Term **** Do Business with David using these incredible internet links... - David's Blog where you can find hundreds of free videos and articles, https://www.DavidCBarnett.com - Book a call with David and let him help you with your project, https://www.CallDavidCBarnett.com - Learn how to buy a successful and profitable business in a risk-controlled way https://www.BusinessBuyerAdvantage.com - Get help selling your bu…","meta_description":"- Join David's email list, RECEIVE 7 FREE GIFTS!!- https://www.DavidCBarnettList.com See my video on ‘Non-SBA Deal Financing’ to learn more https://youtu.…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2002,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/david-c-barnett-small-business-and-deal-making-m-a-smb-398395/episodes/new-sba-rules-nobody-is-talking-about-and-how-they-re-good-for-buyers/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/david-c-barnett-small-business-and-deal-making-m-a-smb-398395/new-sba-rules-nobody-is-talking-about-and-how-they-re-good-for-buyers.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}