{"podcast":{"title":"Creating Richer Lives","slug":"creating-richer-lives-7024275","podcast_index_feed_id":7024275,"rss_url":"https://rss.libsyn.com/shows/19864/destinations/18215.xml","website_url":"https://www.creatingricherlives.com","image_url":"https://static.libsyn.com/p/assets/3/2/8/4/3284ff9a1ddd2524e55e3c100dce7605/Creating_Richer_Lives_Podcast_Cover_-_CAPTRUST_20211102.png","author":"Karl Eggerss","episode_count":345,"summary":"Welcome to \"Creating Richer Lives\", where living a richer life goes beyond the balance in your bank account. In fact, being rich is about what you do with your dollars and how the choices you make with your money not only define your lifestyle now, but impact your legacy for years to come. It's time to redefine what it means to have a richer life.","last_synced_at":"2026-07-19T10:20:42.842267+00:00","page_url":"https://stenobird.com/podcast/creating-richer-lives-7024275"},"episode":{"title":"Why Paying off Debt Can Make You Poorer","slug":"why-paying-off-debt-can-make-you-poorer","published_at":"2026-01-17T11:00:00+00:00","page_url":"https://stenobird.com/podcast/creating-richer-lives-7024275/why-paying-off-debt-can-make-you-poorer","show_page_url":"https://stenobird.com/podcast/creating-richer-lives-7024275","url":"https://keggerss.libsyn.com/why-paying-off-debt-can-make-you-poorer","audio_url":"https://traffic.libsyn.com/secure/keggerss/Creating_Richer_Lives_20260117_FINAL.mp3?dest-id=18215","summary":"This week's episode breaks down why paying off debt isn't always the smartest financial move—especially if the money comes from savings, investments, or retirement accounts. While wiping out debt feels good, the wrong payoff strategy can actually shrink your long‑term wealth and increase financial risk. We highlight common situations where debt payoff backfires and share smarter ways to decide when paying debt off truly makes sense. Show Topics Why paying off debt can sometimes reduce long‑term wealth How using retirement funds or savings to pay debt can backfire The hidden opportunity costs of aggressive debt payoff When paying off debt does make financial sense A simple framework for smarter debt decisions","meta_description":"This week's episode breaks down why paying off debt isn't always the smartest financial move—especially if the money comes from savings, investments, or r…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1244,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/creating-richer-lives-7024275/episodes/why-paying-off-debt-can-make-you-poorer/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/creating-richer-lives-7024275/why-paying-off-debt-can-make-you-poorer.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}