{"podcast":{"title":"Creating Richer Lives","slug":"creating-richer-lives-7024275","podcast_index_feed_id":7024275,"rss_url":"https://rss.libsyn.com/shows/19864/destinations/18215.xml","website_url":"https://www.creatingricherlives.com","image_url":"https://static.libsyn.com/p/assets/3/2/8/4/3284ff9a1ddd2524e55e3c100dce7605/Creating_Richer_Lives_Podcast_Cover_-_CAPTRUST_20211102.png","author":"Karl Eggerss","episode_count":345,"summary":"Welcome to \"Creating Richer Lives\", where living a richer life goes beyond the balance in your bank account. In fact, being rich is about what you do with your dollars and how the choices you make with your money not only define your lifestyle now, but impact your legacy for years to come. It's time to redefine what it means to have a richer life.","last_synced_at":"2026-07-19T10:20:42.842267+00:00","page_url":"https://stenobird.com/podcast/creating-richer-lives-7024275"},"episode":{"title":"Life Insurance Over 60: How to Make the Right Choice","slug":"life-insurance-over-60-how-to-make-the-right-choice","published_at":"2026-01-24T11:00:00+00:00","page_url":"https://stenobird.com/podcast/creating-richer-lives-7024275/life-insurance-over-60-how-to-make-the-right-choice","show_page_url":"https://stenobird.com/podcast/creating-richer-lives-7024275","url":"https://keggerss.libsyn.com/life-insurance-over-60-how-to-make-the-right-choice","audio_url":"https://traffic.libsyn.com/secure/keggerss/Creating_Richer_Lives_20260124_FINAL.mp3?dest-id=18215","summary":"This podcast episode explores how to evaluate life insurance when you're over 60, especially if you already own long‑held policies. Host Karl Eggerss walks through a real client case to show how rising insurance costs, cash value, and personal financial needs all factor into smart decision‑making. He explains why many retirees may not need insurance anymore—yet may still want to keep a policy for strategic reasons. The episode also outlines practical steps like reviewing in‑force illustrations, assessing coverage needs, and understanding options before making changes. Show Topics Determining insurance needs Evaluating existing policies Rising insurance costs In‑force illustration review Keep, reduce, or cancel","meta_description":"This podcast episode explores how to evaluate life insurance when you're over 60, especially if you already own long‑held policies. Host Karl Eggerss walk…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1218,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/creating-richer-lives-7024275/episodes/life-insurance-over-60-how-to-make-the-right-choice/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/creating-richer-lives-7024275/life-insurance-over-60-how-to-make-the-right-choice.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}