{"podcast":{"title":"Contractor Talk with Richie Kidwell","slug":"contractor-talk-with-richie-kidwell-6399179","podcast_index_feed_id":6399179,"rss_url":"https://feeds.simplecast.com/Y0hS1zBQ","website_url":"https://contractor-talk-with-richie-kidwell.simplecast.com","image_url":"https://image.simplecastcdn.com/images/013bc200-ade8-4426-9af0-760a90ae5450/afa571e7-868c-43eb-a7d7-81d38913c996/3000x3000/social-icon.jpg?aid=rss_feed","author":"Richie Kidwell","episode_count":124,"summary":"Multipreneur Richie Kidwell answers questions about the mold, restoration, and building damage industry. Listen to everything from services that help homeowners who have suffered from building damage to the latest legislative issues in the restoration industry. It's all covered here!","last_synced_at":"2026-09-19T04:18:31.606537+00:00","page_url":"https://stenobird.com/podcast/contractor-talk-with-richie-kidwell-6399179"},"episode":{"title":"Navigating Insurance Challenges with Florida Restoration Experts","slug":"navigating-insurance-challenges-with-florida-restoration-experts","published_at":"2026-07-28T14:00:00+00:00","page_url":"https://stenobird.com/podcast/contractor-talk-with-richie-kidwell-6399179/navigating-insurance-challenges-with-florida-restoration-experts","show_page_url":"https://stenobird.com/podcast/contractor-talk-with-richie-kidwell-6399179","url":"https://contractor-talk-with-richie-kidwell.simplecast.com/episodes/navigating-insurance-challenges-with-florida-restoration-experts-DRCcoyj1","audio_url":"https://cdn.simplecast.com/media/audio/transcoded/e138b5b2-5e08-47cf-aa97-cc7ea24fcc10/c2a8197e-3dee-41a0-84dd-ee2cc969870d/episodes/audio/group/b77f0518-a1fd-44b8-91cb-1b714e383e6b/group-item/81eb7db4-7bfc-4c54-b326-4d320b017169/128_default_tc.mp3?aid=rss_feed&feed=Y0hS1zBQ","summary":"In this episode of Contractor Talk, Richie Kidwell and co-host Property Damage Attorney Hans Kennon are joined by Jim Apuzzo of DriRite and public adjuster Sterling Scott of Trust Public Adjusting Group to discuss Florida insurance claims, restoration challenges, and how contractors can avoid costly mistakes during the claims process. The conversation covers low water and mold coverage caps, policy limitations homeowners may not understand, and how insurance company preferred vendor programs can impact restoration decisions. Jim shares DriRite’s approach to handling claims, including reviewing coverage upfront, avoiding unnecessary work before coverage is confirmed, and making sure contractors are positioned to get paid. Richie, Hans, Jim, and Sterling also discuss common misconceptions about filing insurance claims, when contractors should walk away from a project, free claim assessments, and the importance of protecting both restoration companies and property owners throughout the process.","meta_description":"In this episode of Contractor Talk, Richie Kidwell and co-host Property Damage Attorney Hans Kennon are joined by Jim Apuzzo of DriRite and public adjuste…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1356,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/contractor-talk-with-richie-kidwell-6399179/episodes/navigating-insurance-challenges-with-florida-restoration-experts/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/contractor-talk-with-richie-kidwell-6399179/navigating-insurance-challenges-with-florida-restoration-experts.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}