{"podcast":{"title":"Contractor Talk with Richie Kidwell","slug":"contractor-talk-with-richie-kidwell-6399179","podcast_index_feed_id":6399179,"rss_url":"https://feeds.simplecast.com/Y0hS1zBQ","website_url":"https://contractor-talk-with-richie-kidwell.simplecast.com","image_url":"https://image.simplecastcdn.com/images/013bc200-ade8-4426-9af0-760a90ae5450/afa571e7-868c-43eb-a7d7-81d38913c996/3000x3000/social-icon.jpg?aid=rss_feed","author":"Richie Kidwell","episode_count":124,"summary":"Multipreneur Richie Kidwell answers questions about the mold, restoration, and building damage industry. Listen to everything from services that help homeowners who have suffered from building damage to the latest legislative issues in the restoration industry. It's all covered here!","last_synced_at":"2026-09-19T04:18:31.606537+00:00","page_url":"https://stenobird.com/podcast/contractor-talk-with-richie-kidwell-6399179"},"episode":{"title":"Are You Protected? Understanding Your Policy's Real Coverage","slug":"are-you-protected-understanding-your-policy-s-real-coverage","published_at":"2026-02-27T21:11:56+00:00","page_url":"https://stenobird.com/podcast/contractor-talk-with-richie-kidwell-6399179/are-you-protected-understanding-your-policy-s-real-coverage","show_page_url":"https://stenobird.com/podcast/contractor-talk-with-richie-kidwell-6399179","url":"https://contractor-talk-with-richie-kidwell.simplecast.com/episodes/are-you-protected-understanding-your-policys-real-coverage-GuOXIL29","audio_url":"https://cdn.simplecast.com/media/audio/transcoded/e138b5b2-5e08-47cf-aa97-cc7ea24fcc10/c2a8197e-3dee-41a0-84dd-ee2cc969870d/episodes/audio/group/6fd6a3c0-9ce4-400b-bf0a-48c1a3af979e/group-item/0e46e856-88c8-4391-a909-daa90d709056/128_default_tc.mp3?aid=rss_feed&feed=Y0hS1zBQ","summary":"Join Richie Kidwell and property damage attorney Hans Kennon on this episode of Contractor Talk as they reveal how Florida homeowners are being squeezed by insurance practices. Learn about roof-age underwriting, Citizens’ preferred contractor networks, hidden water caps, claim underpayments, and why homeowner representation is crucial. Special guest Brian Christensen of Coast2Coast Adjusters shares insights on policy limits, reduced payouts, and navigating disputed claims. Don’t miss practical tips for protecting your home and understanding Hurricane Milton deadlines. #contractortalk #insuranceclaims #propertydamage #homeownersrights #floridacontractors","meta_description":"Join Richie Kidwell and property damage attorney Hans Kennon on this episode of Contractor Talk as they reveal how Florida homeowners are being squeezed b…","key_points":[],"chapters":[],"topics":[],"duration_seconds":3066,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/contractor-talk-with-richie-kidwell-6399179/episodes/are-you-protected-understanding-your-policy-s-real-coverage/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/contractor-talk-with-richie-kidwell-6399179/are-you-protected-understanding-your-policy-s-real-coverage.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}