{"podcast":{"title":"CLEs You Actually Want to Hear","slug":"cles-you-actually-want-to-hear-7072333","podcast_index_feed_id":7072333,"rss_url":"https://media.rss.com/cle-you-actually-want-to-hear/feed.xml","website_url":"https://www.bhba.org/podcasts","image_url":"https://media.rss.com/cle-you-actually-want-to-hear/20241028_071010_9970bd3553955f2125f5159fec0f4ba0.png","author":"Beverly Hills Bar Association","episode_count":444,"summary":"Listen to Beverly Hills Bar Association's nationally recognized CLE content, featuring timely topics and speakers from across the country. You don’t need to be an attorney to tune in, but if you are, you’ll get CLE credit while you listen! Full details at www.bhba.org/podcasts .","last_synced_at":"2026-09-21T22:18:35.705353+00:00","page_url":"https://stenobird.com/podcast/cles-you-actually-want-to-hear-7072333"},"episode":{"title":"Understanding and Handling Long Term Disability Liens","slug":"understanding-and-handling-long-term-disability-liens","published_at":"2026-05-27T14:00:00+00:00","page_url":"https://stenobird.com/podcast/cles-you-actually-want-to-hear-7072333/understanding-and-handling-long-term-disability-liens","show_page_url":"https://stenobird.com/podcast/cles-you-actually-want-to-hear-7072333","url":"https://rss.com/podcasts/cle-you-actually-want-to-hear/2786717","audio_url":"https://content.rss.com/episodes/294811/2786717/cle-you-actually-want-to-hear/2026_05_01_22_22_04_52a92b1e-dc00-465b-9118-f55b87e20040.mp3","summary":"Donald M. de Camara of the Law Offices of Donald M. de Camara will walk through how long-term disability insurers assert liens against personal-injury recoveries, focusing on the \"Other Income\" provisions commonly buried in LTD policies. Drawing on key ERISA precedent and recent federal case law -- including Barnes v. Independent Auto Dealers Assn. H&B Plan, Aetna Health of Cal., Inc. v. Cianciulli, and Milam v. American Elec. Power LTD Plan -- he will explain when the make-whole rule applies, how self-funded versus insured plans affect lien enforceability, and what defenses are available under ERISA, the California Insurance Code and Civil Code provisions.","meta_description":"Donald M. de Camara of the Law Offices of Donald M. de Camara will walk through how long-term disability insurers assert liens against personal-injury rec…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1939,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/cles-you-actually-want-to-hear-7072333/episodes/understanding-and-handling-long-term-disability-liens/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/cles-you-actually-want-to-hear-7072333/understanding-and-handling-long-term-disability-liens.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}