{"podcast":{"title":"Clare FM","slug":"clare-fm-1054983","podcast_index_feed_id":1054983,"rss_url":"https://feeds.soundcloud.com/users/soundcloud:users:117210830/sounds.rss","website_url":"https://www.clare.fm","image_url":"https://i1.sndcdn.com/avatars-mSeq4yhEx0tzJq7n-NkenWQ-original.jpg","author":"Clare FM","episode_count":500,"summary":"Clare FM - Sounds Like You","last_synced_at":"2026-09-20T00:22:07.223198+00:00","page_url":"https://stenobird.com/podcast/clare-fm-1054983"},"episode":{"title":"12,312 Clare Motorists Facing Higher Motor Insurance Costs After Clocking Up Penalty Points","slug":"12-312-clare-motorists-facing-higher-motor-insurance-costs-after-clocking-up-penalty-points","published_at":"2026-09-18T09:43:11+00:00","page_url":"https://stenobird.com/podcast/clare-fm-1054983/12-312-clare-motorists-facing-higher-motor-insurance-costs-after-clocking-up-penalty-points","show_page_url":"https://stenobird.com/podcast/clare-fm-1054983","url":"https://soundcloud.com/clarefm/12-312-clare-motorists-facing","audio_url":"https://feeds.soundcloud.com/stream/2402950500-clarefm-12-312-clare-motorists-facing.mp3","summary":"More than 13,000 Clare drivers currently have penalty points on their licences, with speeding accounting for almost two-thirds of penalty-point offences nationally. And with road deaths continuing to be a major concern, there are also financial consequences for motorists, with penalty points potentially affecting insurance premiums. Alan Morrissey was joined by Garda Superintendent Eddie Golden and driving instructor Chris Curran to discuss what’s behind the figures and what can be done to improve driver behaviour on our roads. Photo (c) Noey smiley via Canva","meta_description":"More than 13,000 Clare drivers currently have penalty points on their licences, with speeding accounting for almost two-thirds of penalty-point offences n…","key_points":[],"chapters":[],"topics":[],"duration_seconds":884,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/clare-fm-1054983/episodes/12-312-clare-motorists-facing-higher-motor-insurance-costs-after-clocking-up-penalty-points/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/clare-fm-1054983/12-312-clare-motorists-facing-higher-motor-insurance-costs-after-clocking-up-penalty-points.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}