{"podcast":{"title":"Cash Chats UK Money & Personal Finance podcast","slug":"cash-chats-uk-money-personal-finance-podcast-1042268","podcast_index_feed_id":1042268,"rss_url":"https://cashchats.libsyn.com/rss","website_url":"https://becleverwithyourcash.com","image_url":"https://static.libsyn.com/p/assets/c/9/d/8/c9d8fb69d0490bafd959afa2a1bf1c87/cash-chats-square-clean.png","author":"Be Clever With Your Cash","episode_count":562,"summary":"Cash Chats is one of the top money and personal finance podcasts in the UK. 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episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/cash-chats-uk-money-personal-finance-podcast-1042268/521-millions-pile-savings-into-isas-why-they-re-entirely-right.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"520 | The reality behind the energy price cap rise and how to beat 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yourself","slug":"516-why-interest-rates-really-change-and-what-you-can-do-to-protect-yourself","published_at":"2026-05-04T03:00:00+00:00","page_url":"https://stenobird.com/podcast/cash-chats-uk-money-personal-finance-podcast-1042268/516-why-interest-rates-really-change-and-what-you-can-do-to-protect-yourself","url":"https://cashchats.libsyn.com/516-why-interest-rates-really-change-and-what-you-can-do-to-protect-yourself","duration_seconds":1224,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/cash-chats-uk-money-personal-finance-podcast-1042268/episodes/516-why-interest-rates-really-change-and-what-you-can-do-to-protect-yourself/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/cash-chats-uk-money-personal-finance-podcast-1042268/516-why-interest-rates-really-change-and-what-you-can-do-to-protect-yourself.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"515 | How Klarna makes money offering 0% loans","slug":"515-how-klarna-makes-money-offering-0-loans","published_at":"2026-04-27T08:39:00+00:00","page_url":"https://stenobird.com/podcast/cash-chats-uk-money-personal-finance-podcast-1042268/515-how-klarna-makes-money-offering-0-loans","url":"https://cashchats.libsyn.com/515-how-klarna-makes-money-offering-0-loans","duration_seconds":1405,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/cash-chats-uk-money-personal-finance-podcast-1042268/episodes/515-how-klarna-makes-money-offering-0-loans/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/cash-chats-uk-money-personal-finance-podcast-1042268/515-how-klarna-makes-money-offering-0-loans.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"514 | Council tax rules changed after 30 years - what's still broken","slug":"514-council-tax-rules-changed-after-30-years-what-s-still-broken","published_at":"2026-04-20T10:05:00+00:00","page_url":"https://stenobird.com/podcast/cash-chats-uk-money-personal-finance-podcast-1042268/514-council-tax-rules-changed-after-30-years-what-s-still-broken","url":"https://cashchats.libsyn.com/514-council-tax-rules-changed-after-30-years-whats-still-broken","duration_seconds":1372,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/cash-chats-uk-money-personal-finance-podcast-1042268/episodes/514-council-tax-rules-changed-after-30-years-what-s-still-broken/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/cash-chats-uk-money-personal-finance-podcast-1042268/514-council-tax-rules-changed-after-30-years-what-s-still-broken.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]},{"title":"513 | The car finance scandal: what went wrong and 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score","slug":"508-top-credit-cards-for-2026-how-bank-switching-affects-your-credit-score","published_at":"2026-02-26T04:00:00+00:00","page_url":"https://stenobird.com/podcast/cash-chats-uk-money-personal-finance-podcast-1042268/508-top-credit-cards-for-2026-how-bank-switching-affects-your-credit-score","url":"https://cashchats.libsyn.com/508-top-credit-cards-for-2026-how-bank-switching-affects-your-credit-score","duration_seconds":2060,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/cash-chats-uk-money-personal-finance-podcast-1042268/episodes/508-top-credit-cards-for-2026-how-bank-switching-affects-your-credit-score/transcription-requests","description":"Idempotently request low-priority transcript generation for this 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anymore?","slug":"507-all-the-latest-bank-switches-news-and-updates-plus-is-it-worth-having-a-lifetime-isa-anymore","published_at":"2026-02-19T04:00:00+00:00","page_url":"https://stenobird.com/podcast/cash-chats-uk-money-personal-finance-podcast-1042268/507-all-the-latest-bank-switches-news-and-updates-plus-is-it-worth-having-a-lifetime-isa-anymore","url":"https://cashchats.libsyn.com/507-all-the-latest-bank-switches-news-and-updates-plus-is-it-worth-having-a-lifetime-isa-anymore","duration_seconds":2338,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/cash-chats-uk-money-personal-finance-podcast-1042268/episodes/507-all-the-latest-bank-switches-news-and-updates-plus-is-it-worth-having-a-lifetime-isa-anymore/transcription-requests","description":"Idempotently request low-priority transcript generation for this 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And what's in Andy's wallet this year?","slug":"505-buy-now-pay-later-a-useful-tool-or-a-path-to-debt-and-what-s-in-andy-s-wallet-this-year","published_at":"2026-02-05T04:00:00+00:00","page_url":"https://stenobird.com/podcast/cash-chats-uk-money-personal-finance-podcast-1042268/505-buy-now-pay-later-a-useful-tool-or-a-path-to-debt-and-what-s-in-andy-s-wallet-this-year","url":"https://cashchats.libsyn.com/505-buy-now-pay-later-a-useful-tool-or-a-path-to-debt-and-whats-in-andys-wallet-this-year","duration_seconds":1926,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/cash-chats-uk-money-personal-finance-podcast-1042268/episodes/505-buy-now-pay-later-a-useful-tool-or-a-path-to-debt-and-what-s-in-andy-s-wallet-this-year/transcription-requests","description":"Idempotently request low-priority transcript generation for this 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