{"podcast":{"title":"Business Models Explained with Fexingo: Subscription, Marketplace, SaaS, and Service Companies","slug":"business-models-explained-with-fexingo-subscription-marketplace-saas-and-service-companies-7871638","podcast_index_feed_id":7871638,"rss_url":"https://feeds.fexingo.com/business/business-models-explained.xml","website_url":"https://www.fexingo.com/","image_url":"https://audio.fexingo.com/business/business-models-explained/cover.png","author":"Fexingo","episode_count":122,"summary":"Subscription models, marketplaces, SaaS, and service companies each have distinct unit economics, growth levers, and competitive moats. In this show, Lucas and Luna dissect how businesses like Netflix, Uber, Salesforce, and McKinsey actually make money — comparing CAC, LTV, churn rates, and contribution margins. Lucas brings journalistic rigor, cross-referencing financial filings and case studies; Luna challenges assumptions about scalability, pricing power, and customer lock-in. Each episode centers on a single model or a head-to-head comparison, avoiding fluff for concrete numbers. This is for listeners who want to understand why some subscription businesses fail while others thrive, why marketplace liquidity matters more than user count, or how SaaS companies balance growth against profitability. No founder hype, no generic advice — just the mechanics behind real companies. How do you choose the right model for a new venture? When should a marketplace pivot to managed services? What makes a subscription truly sticky? #SubscriptionModel #MarketplaceBusiness #SaaS #ServiceCompany #UnitEconomics #CAC #LTV #ChurnRate #ContributionMargin #Netflix #Uber #Salesforce #McKinsey #Busines…","last_synced_at":"2026-07-19T04:18:57.843124+00:00","page_url":"https://stenobird.com/podcast/business-models-explained-with-fexingo-subscription-marketplace-saas-and-service-companies-7871638"},"episode":{"title":"How Nubia Built a Digital-Only Bank in Emerging Markets","slug":"how-nubia-built-a-digital-only-bank-in-emerging-markets","published_at":"2026-06-17T16:49:12+00:00","page_url":"https://stenobird.com/podcast/business-models-explained-with-fexingo-subscription-marketplace-saas-and-service-companies-7871638/how-nubia-built-a-digital-only-bank-in-emerging-markets","show_page_url":"https://stenobird.com/podcast/business-models-explained-with-fexingo-subscription-marketplace-saas-and-service-companies-7871638","url":"https://audio.fexingo.com/business/business-models-explained/episode-0058.mp3","audio_url":"https://audio.fexingo.com/business/business-models-explained/episode-0058.mp3","summary":"Episode 58 of Business Models Explained takes you inside Nubia, the Brazilian neobank that went from zero to over 70 million customers in under a decade. Lucas and Luna break down how Nubia built a business model around a single piece of technology—the smartphone—and a radically transparent fee structure. They explore the unit economics of a 100 percent digital bank: no branches, no paper, no traditional credit scoring. The hosts walk through the math on how Nubia makes money even while charging zero account fees, how its customer acquisition cost compares to traditional banks, and why its net promoter score is triple the industry average. This episode also touches on the risks of a purely digital model in a volatile economy like Brazil's and what happens when regulators start to push back. If you want to understand how a company can disrupt a deeply entrenched industry by rethinking the cost structure from the ground up, this one is for you. #Nubia #Neobank #DigitalBanking #Brazil #EmergingMarkets #BusinessModel #Fintech #FinancialInclusion #SubscriptionRevenue #ZeroFees #CustomerAcquisition #UnitEconomics #TechDisruption #LatinAmerica #NoBranches #Business #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo","meta_description":"Episode 58 of Business Models Explained takes you inside Nubia, the Brazilian neobank that went from zero to over 70 million customers in under a decade.…","key_points":[],"chapters":[],"topics":[],"duration_seconds":491,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/business-models-explained-with-fexingo-subscription-marketplace-saas-and-service-companies-7871638/episodes/how-nubia-built-a-digital-only-bank-in-emerging-markets/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/business-models-explained-with-fexingo-subscription-marketplace-saas-and-service-companies-7871638/how-nubia-built-a-digital-only-bank-in-emerging-markets.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}