{"podcast":{"title":"Built Different","slug":"built-different-7728561","podcast_index_feed_id":7728561,"rss_url":"https://feeds.megaphone.fm/PODAGEN4100134995","website_url":null,"image_url":"https://megaphone.imgix.net/podcasts/ea5360fe-02e5-11f1-bd85-ebd52ef144f4/image/8b6fce98272f09d376f88272dc911a9e.png?ixlib=rails-4.3.1&max-w=3000&max-h=3000&fit=crop&auto=format,compress","author":"Marcus Chen","episode_count":267,"summary":"Think most business advice is complete garbage? You're probably right. Built Different cuts through the LinkedIn motivational spam to show you what actually works when you're trying to grow a real company. Join Marcus Chen, who burned out so hard running five restaurants that he sold the whole chain and spent two years figuring out where business advice goes wrong. Now he breaks down the unsexy truth about business growth, entrepreneurship, and scaling without venture capital. No feel good fluff, just the strategies that actually move the needle on lead generation and startup survival. Marcus interviews founders who built profitable companies the hard way, plus shares the mistakes that almost killed his own business. You'll get the real story behind successful businesses, not the sanitized version they post on social media. Each episode digs into specific tactics you can actually use, whether you're just starting out or trying to scale past your first few hires. If you're tired of business podcasts that sound like they were written by a marketing team, this one's for you. Follow Built Different now for multiple new episodes daily that'll change how you think about entrepreneurship.","last_synced_at":"2026-09-17T08:21:51.646659+00:00","page_url":"https://stenobird.com/podcast/built-different-7728561"},"episode":{"title":"How Debt Financing Lets Business Owners Access Cash Without Paying Taxes","slug":"how-debt-financing-lets-business-owners-access-cash-without-paying-taxes","published_at":"2026-09-11T12:45:00+00:00","page_url":"https://stenobird.com/podcast/built-different-7728561/how-debt-financing-lets-business-owners-access-cash-without-paying-taxes","show_page_url":"https://stenobird.com/podcast/built-different-7728561","url":"https://traffic.megaphone.fm/PODAGEN7253275225.mp3?updated=1776256305","audio_url":"https://traffic.megaphone.fm/PODAGEN7253275225.mp3?updated=1776256305","summary":"What if there was a way to pull cash out of your business without the IRS taking their cut? Marcus Chen reveals how debt financing lets business owners access serious money while keeping 100% ownership and zero tax burden. It's the same strategy ultra-wealthy people use constantly, but most entrepreneurs have no clue it exists. 🎯 What You'll Learn: • Why borrowed money isn't considered income by the IRS (and how to use this loophole legally) • The real math: selling vs. borrowing against your $5 million business (spoiler: borrowing wins by about $1 million) • How interest payments actually reduce your tax bill while you access cash • Why lenders will finance 70-80% of profitable businesses, just like mortgage companies do with houses 👤 Perfect for: business owners who want to access their company's value without selling or giving up control. 📍 Chapters: [00:00] Marcus Chen introduces the wealthy person's cash hack [01:45] Why selling your business costs way more than you think [03:30] The IRS loophole that makes borrowed money tax-free [05:15] Real numbers: $5M business sale vs. debt financing [07:00] How interest deductions make loans cheaper than they appear [09:30] What lenders actually look for in business financing [11:00] Action steps to explore this strategy for your company 🔔 Never miss an episode: Follow Built Different on Spotify or Apple Podcasts and turn on notifications. New episodes drop daily, your next favorite insight is one tap away. 🔍 Topics: debt financing, business loans, tax strategy, business ownership, entrepreneurship Listen on your favorite app at Built Different ------- Keywords: business scaling, profit strategies, business mindset, startup survival Learn more about your ad choices. Visit megaphone.fm/adchoices","meta_description":"What if there was a way to pull cash out of your business without the IRS taking their cut? Marcus Chen reveals how debt financing lets business owners ac…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1071,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/built-different-7728561/episodes/how-debt-financing-lets-business-owners-access-cash-without-paying-taxes/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/built-different-7728561/how-debt-financing-lets-business-owners-access-cash-without-paying-taxes.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}