{"podcast":{"title":"Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income","slug":"budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858","podcast_index_feed_id":6561858,"rss_url":"https://rss.buzzsprout.com/2278885.rss","website_url":"http://www.buzzsprout.com/2278885","image_url":"https://storage.buzzsprout.com/uyfy3nnyuitufd2sta4fiyuravzy?.jpg","author":"Erin Britt | Budget Strategy Coach","episode_count":122,"summary":"It's time to break free from financial stress with simple, effective strategies designed for moms craving a method they can actually stick to! In this podcast, Budget Strategy Coach, Erin Britt, shares a 5-step monthly budgeting method that reduces overwhelm and helps you pay off debt, build wealth, and live abundantly. Whether you're struggling with impulse spending, relying on credit cards, or feeling too busy to budget, you'll find practical tips and mindset shifts to take control of your money. Join a community of moms ready to align their spending with their values, plan for the future, and break free from the stress of paycheck-to-paycheck living. It’s time to budget smarter, enjoy life more, and move toward financial freedom—without sacrificing the things you love. This is a debt podcast! Topics we cover: Foundational Budgeting Skills: How to create and stick to a budget, even with limited income. Simple, actionable steps to build a zero-balance budget each month. Overcoming Impulse Spending & Credit Card Reliance: Strategies to control impulse buying and overspending. Breaking the cycle of using credit cards as income and paying off debt sustainably. Budgeting for Busy Mom…","last_synced_at":"2026-07-21T16:19:38.013775+00:00","page_url":"https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858"},"episode":{"title":"Make Better Money Decisions in 2026 with a Year Plan - Ep #87","slug":"make-better-money-decisions-in-2026-with-a-year-plan-ep-87","published_at":"2026-01-07T13:00:00+00:00","page_url":"https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/make-better-money-decisions-in-2026-with-a-year-plan-ep-87","show_page_url":"https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858","url":"https://www.buzzsprout.com/2278885/episodes/18467552-make-better-money-decisions-in-2026-with-a-year-plan-ep-87.mp3","audio_url":"https://www.buzzsprout.com/2278885/episodes/18467552-make-better-money-decisions-in-2026-with-a-year-plan-ep-87.mp3","summary":"A year plan helps you zoom out and see all your money at once, not just month to month. When you do that, a few powerful things happen: You gain clarity around what you’re actually capable of in a yearYou can set realistic goals for saving, investing, vacations, and self-careYou understand why money feels tight — and what to adjustIn this episode, I walk you through: What a year plan is (and what it’s not)How to create one using your monthly numbersWhy it’s especially helpful if you’re draini...","meta_description":"A year plan helps you zoom out and see all your money at once, not just month to month. When you do that, a few powerful things happen: You gain clarity a…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1228,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/episodes/make-better-money-decisions-in-2026-with-a-year-plan-ep-87/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/make-better-money-decisions-in-2026-with-a-year-plan-ep-87.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}