{"podcast":{"title":"Budget Effect: How to Budget, How to Pay off Debt, Save Money, Live on a Budget, Improve your Money Mindset on a single income","slug":"budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858","podcast_index_feed_id":6561858,"rss_url":"https://rss.buzzsprout.com/2278885.rss","website_url":"http://www.buzzsprout.com/2278885","image_url":"https://storage.buzzsprout.com/uyfy3nnyuitufd2sta4fiyuravzy?.jpg","author":"Erin Britt | Budget Strategy Coach","episode_count":122,"summary":"It's time to break free from financial stress with simple, effective strategies designed for moms craving a method they can actually stick to! In this podcast, Budget Strategy Coach, Erin Britt, shares a 5-step monthly budgeting method that reduces overwhelm and helps you pay off debt, build wealth, and live abundantly. Whether you're struggling with impulse spending, relying on credit cards, or feeling too busy to budget, you'll find practical tips and mindset shifts to take control of your money. Join a community of moms ready to align their spending with their values, plan for the future, and break free from the stress of paycheck-to-paycheck living. It’s time to budget smarter, enjoy life more, and move toward financial freedom—without sacrificing the things you love. This is a debt podcast! Topics we cover: Foundational Budgeting Skills: How to create and stick to a budget, even with limited income. Simple, actionable steps to build a zero-balance budget each month. Overcoming Impulse Spending & Credit Card Reliance: Strategies to control impulse buying and overspending. Breaking the cycle of using credit cards as income and paying off debt sustainably. Budgeting for Busy Mom…","last_synced_at":"2026-07-21T16:19:38.013775+00:00","page_url":"https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858"},"episode":{"title":"73// \"The Ladder of Future Thinking\" with your Money","slug":"73-the-ladder-of-future-thinking-with-your-money","published_at":"2025-08-08T12:00:00+00:00","page_url":"https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/73-the-ladder-of-future-thinking-with-your-money","show_page_url":"https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858","url":"https://www.buzzsprout.com/2278885/episodes/17634394-73-the-ladder-of-future-thinking-with-your-money.mp3","audio_url":"https://www.buzzsprout.com/2278885/episodes/17634394-73-the-ladder-of-future-thinking-with-your-money.mp3","summary":"🎉Grab your free Budget School JUMPSTART. 📋 BUDGET SCHOOL coming soon. Are you only thinking about right now when you budget—just making it through the week or the month? Or maybe you’re swinging the other way, thinking about retirement decades from now but not sure how you’ll cover next season’s expenses. In this episode, I’m introducing you to something I call the Ladder of Future Thinking—a simple way to look ahead in your budget without feeling overwhelmed. I’ll walk you through ho...","meta_description":"🎉Grab your free Budget School JUMPSTART. 📋 BUDGET SCHOOL coming soon. Are you only thinking about right now when you budget—just making it through the wee…","key_points":[],"chapters":[],"topics":[],"duration_seconds":1364,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/episodes/73-the-ladder-of-future-thinking-with-your-money/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/budget-effect-how-to-budget-how-to-pay-off-debt-save-money-live-on-a-budget-improve-your-money-mindset-on-a-single-income-6561858/73-the-ladder-of-future-thinking-with-your-money.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}