{"podcast":{"title":"BetterWealth with Caleb Guilliams","slug":"betterwealth-with-caleb-guilliams-1059823","podcast_index_feed_id":1059823,"rss_url":"https://feeds.captivate.fm/betterwealth/","website_url":"https://betterwealth.com","image_url":"https://artwork.captivate.fm/ea8f592f-3048-4f70-b142-826163637393/Black-and-White-Modern-Man-Youtube-Profile-Picture-17.png","author":"BetterWealth Media","episode_count":600,"summary":"BetterWealth helps 6–7 figure entrepreneurs build, protect, and grow their wealth through strategic whole life insurance designs and alternative wealth strategies. Your host, Caleb Guilliams, features powerful, deep dive masterclasses, real client case studies, and interviews with top financial experts, business leaders, and entrepreneurs, all designed to help you make more intentional financial decisions and master the wealth game.","last_synced_at":"2026-07-21T22:22:07.442827+00:00","page_url":"https://stenobird.com/podcast/betterwealth-with-caleb-guilliams-1059823"},"episode":{"title":"Inside OneAmerica’s Underrated Life Insurance Strategy | With President Dennis Martin","slug":"inside-oneamerica-s-underrated-life-insurance-strategy-with-president-dennis-martin","published_at":"2026-04-10T10:00:00+00:00","page_url":"https://stenobird.com/podcast/betterwealth-with-caleb-guilliams-1059823/inside-oneamerica-s-underrated-life-insurance-strategy-with-president-dennis-martin","show_page_url":"https://stenobird.com/podcast/betterwealth-with-caleb-guilliams-1059823","url":"https://betterwealth.captivate.fm/episode/inside-oneamericas-underrated-life-insurance-strategy-with-president-dennis-martin","audio_url":"https://episodes.captivate.fm/episode/ae94af20-6076-484b-8bc0-e7ef9a6b0626.mp3","summary":"I sit down with a President at OneAmerica, Dennis Martin, to get an inside look at the 145-year-old insurance company and how they approach life insurance and longterm planning. With over 35 years in the industry, Dennis shares what shaped him from a math nerd to leading one of the largest and most successful finances and insurance companies and their underrated strategy with life insurance design. We dive into why they don't reveal their dividends to the public, the truth about whole life insurance, plus, a critical conversation on long-term care planning and why asset-based strategies are becoming the go-to solution for high-income families. Watch the Video on Youtube for Visuals - https://youtu.be/WY_CWZ2-MWQ Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review Want a Whole Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Buy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summit Want More Free Whole Life Insurance Resources &amp; Education? Go Here: https://bttr.ly/yt-bw-vault Learn More About BetterWealth: https://betterwealth.com Chapters: 00:00 - Introduction and Professional Background 01:02 - Personal Connection to Life Insurance 06:02 - Advantage of Mutuality 09:33 - OneAmerica’s Relationship Strategy 14:25 - Dividend Rates and Performance Philosophy 17:50 - Indexed Dividend Option 22:48 - Whole Life Product Flexibility 23:51 - Understanding Long-Term Care (LTC) 26:50 - Asset-Based (Hybrid) Long-Term Care 35:32 - Riders vs. Traditional Long-Term Care 38:36 - Closing Thoughts and Future Outlook DISCLAIMER: https://bttr.ly/aapolicy *This video is for entertainment purposes only and is not financial or legal advice. Financial Advice Disclaimer: All content on this cha…","meta_description":"I sit down with a President at OneAmerica, Dennis Martin, to get an inside look at the 145-year-old insurance company and how they approach life insurance…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2714,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/betterwealth-with-caleb-guilliams-1059823/episodes/inside-oneamerica-s-underrated-life-insurance-strategy-with-president-dennis-martin/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/betterwealth-with-caleb-guilliams-1059823/inside-oneamerica-s-underrated-life-insurance-strategy-with-president-dennis-martin.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}