{"podcast":{"title":"BetterWealth with Caleb Guilliams","slug":"betterwealth-with-caleb-guilliams-1059823","podcast_index_feed_id":1059823,"rss_url":"https://feeds.captivate.fm/betterwealth/","website_url":"https://betterwealth.com","image_url":"https://artwork.captivate.fm/ea8f592f-3048-4f70-b142-826163637393/Black-and-White-Modern-Man-Youtube-Profile-Picture-17.png","author":"BetterWealth Media","episode_count":600,"summary":"BetterWealth helps 6–7 figure entrepreneurs build, protect, and grow their wealth through strategic whole life insurance designs and alternative wealth strategies. Your host, Caleb Guilliams, features powerful, deep dive masterclasses, real client case studies, and interviews with top financial experts, business leaders, and entrepreneurs, all designed to help you make more intentional financial decisions and master the wealth game.","last_synced_at":"2026-07-21T22:22:07.442827+00:00","page_url":"https://stenobird.com/podcast/betterwealth-with-caleb-guilliams-1059823"},"episode":{"title":"How To Generate $82,000/Year GUARANTEED Using Deferred Income Annuities - Curtis Cloke","slug":"how-to-generate-82-000-year-guaranteed-using-deferred-income-annuities-curtis-cloke","published_at":"2026-05-22T10:00:00+00:00","page_url":"https://stenobird.com/podcast/betterwealth-with-caleb-guilliams-1059823/how-to-generate-82-000-year-guaranteed-using-deferred-income-annuities-curtis-cloke","show_page_url":"https://stenobird.com/podcast/betterwealth-with-caleb-guilliams-1059823","url":"https://betterwealth.captivate.fm/episode/how-to-generate-82-000-year-for-life-using-this-insurance-strategy-curtis-cloke","audio_url":"https://episodes.captivate.fm/episode/fe7b9994-3dbd-4986-b1ab-03d6e528fd56.mp3","summary":"Meet the man who pioneered one of the biggest developments in the retirement planning industry. Curtis Cloke, a financial professional of 30 years and the man who's credited with pioneering the Deferred Income Annuity, or DIA as it's called. In this interview, Curtis shares the story of how he developed the game changing retirement tool and gives an example of the \"Buy Income, Chase Alpha\" strategy which allowed him to generate $82,000 a year of Guaranteed Income, and invest more aggressively with the remaining savings he has, instead of tying it up in the market. Watch the Interview on Youtube for Visuals - https://youtu.be/ISuazQCD1bQ Buy Your Tickets to the Life Insurance Summit! Click Here: https://betterwealth.com/summit Connect with Curtis Cloke: Website - https://curtiscloke.com/ Software - https://curtiscloke.com/retirement-nextgen.html Email - mgebhardt@thriveincome.com Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review Want Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault Learn More About BetterWealth: https://betterwealth.com Chapters: 00:00 Interview Teaser 01:18 Curtis Cloke: Retirement Industry Legend 03:42 The 1999 Discovery 05:08 Deferred Income Annuity (DIA) 13:30 How the DIA Was Named and Developed 20:45 Timber Harvesting 23:05 Why Doing the Right Thing Pays Off Long-Term? 28:12 Legacy vs. Money in Financial Services 36:15 Guaranteed Retirement Income Early 39:35 Diversification and Insurance Company Protections 42:10 Why Annuities Are So Misunderstood? 43:35 Fisher Investments vs. Annuities Debate 45:20 Problem With Calling All…","meta_description":"Meet the man who pioneered one of the biggest developments in the retirement planning industry. Curtis Cloke, a financial professional of 30 years and the…","key_points":[],"chapters":[],"topics":[],"duration_seconds":4472,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/betterwealth-with-caleb-guilliams-1059823/episodes/how-to-generate-82-000-year-guaranteed-using-deferred-income-annuities-curtis-cloke/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/betterwealth-with-caleb-guilliams-1059823/how-to-generate-82-000-year-guaranteed-using-deferred-income-annuities-curtis-cloke.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}