{"podcast":{"title":"BetterWealth with Caleb Guilliams","slug":"betterwealth-with-caleb-guilliams-1059823","podcast_index_feed_id":1059823,"rss_url":"https://feeds.captivate.fm/betterwealth/","website_url":"https://betterwealth.com","image_url":"https://artwork.captivate.fm/ea8f592f-3048-4f70-b142-826163637393/Black-and-White-Modern-Man-Youtube-Profile-Picture-17.png","author":"BetterWealth Media","episode_count":600,"summary":"BetterWealth helps 6–7 figure entrepreneurs build, protect, and grow their wealth through strategic whole life insurance designs and alternative wealth strategies. Your host, Caleb Guilliams, features powerful, deep dive masterclasses, real client case studies, and interviews with top financial experts, business leaders, and entrepreneurs, all designed to help you make more intentional financial decisions and master the wealth game.","last_synced_at":"2026-07-21T22:22:07.442827+00:00","page_url":"https://stenobird.com/podcast/betterwealth-with-caleb-guilliams-1059823"},"episode":{"title":"How To Build a “Super Roth” Using Life Insurance - Tom Love","slug":"how-to-build-a-super-roth-using-life-insurance-tom-love","published_at":"2026-06-05T10:00:00+00:00","page_url":"https://stenobird.com/podcast/betterwealth-with-caleb-guilliams-1059823/how-to-build-a-super-roth-using-life-insurance-tom-love","show_page_url":"https://stenobird.com/podcast/betterwealth-with-caleb-guilliams-1059823","url":"https://betterwealth.captivate.fm/episode/how-to-build-a-super-roth-using-life-insurance-tom-love","audio_url":"https://episodes.captivate.fm/episode/e23c31eb-edf8-4453-8536-3eb3a42fc53d.mp3","summary":"Learn how you can turn your life insurance policy into a super Roth for retirement. Tom Love is a CEO and financial wealth expert with over 40 years of experience. He walks through the multiplicity of benefits life insurance can unlock not just for the top 1% but for business owners, entrepreneurs, W2, and retirees. We cover the tax advantages, risk mitigation, non-recourse loan benefits, as well as debunking some of the most common talking points against life insurance. Watch the Interview on Youtube for Visuals - https://youtu.be/NABjYZ3Bggo Connect with Tom Love: https://www.linkedin.com/in/tom-love/ The Breakaway League: https://www.linkedin.com/company/thebreakawayleague/ Want to See If Whole Life Insurance Can Improve Your Financial Plan? Schedule Your Clarity Call Here: https://bttr.ly/bw-yt-aa-clarity Want Us To Review Your Permanent Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review Want Free Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vault Learn More About BetterWealth: https://betterwealth.com Chapters: 00:00 - Interview Teaser and Introduction to \"Super Roths\" and Life Insurance 01:54 - Communicating the \"Why\" and Selective Clientele 02:35 - Wealth Strategies Within the Tax Code 04:18 - Tax-Free Income vs. Tax-Exempt Cash Flow 06:05 - Hidden Debt of Retirement Accounts 09:55 - Mechanics of Non-Recourse Loans 11:40 - The 1990 GAO Report and Tax Exemption 15:52 - Breakaway League and Better Communication 21:11 - Problem with Collateralizing Retirement Plans 25:23 - Case Study: A Billionaire's Insurance Strategy 28:55 - Real-World IRS Audit Story 30:53 - Permanence of the Tax Code and Section 7702 33:13 - The Mount Everest Analogy for Financial Planning 38:43 - Practicality: Taking Loans in Real Life 41:40 -…","meta_description":"Learn how you can turn your life insurance policy into a super Roth for retirement. Tom Love is a CEO and financial wealth expert with over 40 years of ex…","key_points":[],"chapters":[],"topics":[],"duration_seconds":3573,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/betterwealth-with-caleb-guilliams-1059823/episodes/how-to-build-a-super-roth-using-life-insurance-tom-love/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/betterwealth-with-caleb-guilliams-1059823/how-to-build-a-super-roth-using-life-insurance-tom-love.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}