{"podcast":{"title":"Australian Retirement Podcast","slug":"australian-retirement-podcast-6957560","podcast_index_feed_id":6957560,"rss_url":"https://feeds.megaphone.fm/australian-retirement-podcast","website_url":"https://www.raskmedia.com.au/podcasts/australian-retirement-podcast","image_url":"https://megaphone.imgix.net/podcasts/098b4d20-3ab4-11ef-a5bc-2f6b6d083b47/image/27acd18cf210968772478c43f4c13fe8.png?ixlib=rails-4.3.1&max-w=3000&max-h=3000&fit=crop&auto=format,compress","author":"Rask","episode_count":115,"summary":"The Australian Retirement Podcast by Rask is your field guide to retirement, hosted by financial advisers Drew Meredith and James O'Reilly. If you're 45 and up, planning for retirement, transitioning now, or already there, we cover all of the topics you want and need to know: Super, tax, investments, legacy, work, behavioural psychology and maybe even a few travel tips. Get retirement advice: https://bit.ly/R-plan Ask a question (select the Retirement podcast): https://bit.ly/3QtiY00 In every episode of the podcast, in the description provided, you will find our key resources, including: A link to work with us and our expert teams A link to the free Rask community - join the conversation, it's free. A link to ask us questions for the podcast - it's a free service we offer to educate thousands of Australians, and Extra resources for each episode Don't forget, this Rask podcast contains general financial information only, issued by The Rask Group Pty Ltd. The information does not take into account your financial needs, goals or objectives, so be sure to speak to a licensed and trusted financial planner before acting on the information. You can find more information about Rask podcas…","last_synced_at":"2026-07-16T14:17:32.899602+00:00","page_url":"https://stenobird.com/podcast/australian-retirement-podcast-6957560"},"episode":{"title":"Should you pay off the mortgage or boost super first in your 50s?","slug":"should-you-pay-off-the-mortgage-or-boost-super-first-in-your-50s","published_at":"2026-05-21T05:00:00+00:00","page_url":"https://stenobird.com/podcast/australian-retirement-podcast-6957560/should-you-pay-off-the-mortgage-or-boost-super-first-in-your-50s","show_page_url":"https://stenobird.com/podcast/australian-retirement-podcast-6957560","url":"https://www.raskmedia.com.au/podcasts/australian-retirement-podcast/","audio_url":"https://traffic.megaphone.fm/RRKKR3969312755.mp3","summary":"In this Australian Retirement Podcast episode, Drew Meredith and James O'Reilly tackle one of the trickiest questions for Australians heading into retirement: if you still have a large home loan in your 50s, should every spare dollar go into the mortgage, or could super actually be the better lever? Using a real-world case study, they unpack why maximising personal deductible super contributions can sometimes leave retirees in a stronger position than aggressively paying down the loan, particularly when catch-up concessional caps and tax deductions come into play. They also explain the risks: super is locked away, markets are never linear, and the right move depends on cash flow, time horizon and confidence in the plan. The episode also explores a new push to make pensions easier to start, including the idea of defaulting older Australians into pension products later in life. Drew and James dig into where that could help, where it could go too far, and why personal choice still matters. Plus, there’s a practical conversation on how retirees can use AI in everyday life — from planning trips and social activities to making day-to-day admin easier. If you’re weighing up mortgage versus super, thinking about pension timing, or just want to retire with more clarity, this is a sharp and practical listen. Episode resources Ask a question (select the Retirement podcast) Show partner resources Visit TermPlus to learn more Have the chance to win a 5k travel voucher. Take the TermPlus survey here (last entry 31st of May) Rask Resources All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Follow us on social media Instagram: @rask.invest TikTok: @rask.invest DISCLAIMER: ****This podcast contains general financial information only. That…","meta_description":"In this Australian Retirement Podcast episode, Drew Meredith and James O'Reilly tackle one of the trickiest questions for Australians heading into retirem…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2250,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/australian-retirement-podcast-6957560/episodes/should-you-pay-off-the-mortgage-or-boost-super-first-in-your-50s/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/australian-retirement-podcast-6957560/should-you-pay-off-the-mortgage-or-boost-super-first-in-your-50s.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}