{"podcast":{"title":"Australian Retirement Podcast","slug":"australian-retirement-podcast-6957560","podcast_index_feed_id":6957560,"rss_url":"https://feeds.megaphone.fm/australian-retirement-podcast","website_url":"https://www.raskmedia.com.au/podcasts/australian-retirement-podcast","image_url":"https://megaphone.imgix.net/podcasts/098b4d20-3ab4-11ef-a5bc-2f6b6d083b47/image/27acd18cf210968772478c43f4c13fe8.png?ixlib=rails-4.3.1&max-w=3000&max-h=3000&fit=crop&auto=format,compress","author":"Rask","episode_count":115,"summary":"The Australian Retirement Podcast by Rask is your field guide to retirement, hosted by financial advisers Drew Meredith and James O'Reilly. If you're 45 and up, planning for retirement, transitioning now, or already there, we cover all of the topics you want and need to know: Super, tax, investments, legacy, work, behavioural psychology and maybe even a few travel tips. Get retirement advice: https://bit.ly/R-plan Ask a question (select the Retirement podcast): https://bit.ly/3QtiY00 In every episode of the podcast, in the description provided, you will find our key resources, including: A link to work with us and our expert teams A link to the free Rask community - join the conversation, it's free. A link to ask us questions for the podcast - it's a free service we offer to educate thousands of Australians, and Extra resources for each episode Don't forget, this Rask podcast contains general financial information only, issued by The Rask Group Pty Ltd. The information does not take into account your financial needs, goals or objectives, so be sure to speak to a licensed and trusted financial planner before acting on the information. You can find more information about Rask podcas…","last_synced_at":"2026-07-16T14:17:32.899602+00:00","page_url":"https://stenobird.com/podcast/australian-retirement-podcast-6957560"},"episode":{"title":"Ready to quit work? The 4 retirement types and SMSF traps to know","slug":"ready-to-quit-work-the-4-retirement-types-and-smsf-traps-to-know","published_at":"2026-06-18T05:00:00+00:00","page_url":"https://stenobird.com/podcast/australian-retirement-podcast-6957560/ready-to-quit-work-the-4-retirement-types-and-smsf-traps-to-know","show_page_url":"https://stenobird.com/podcast/australian-retirement-podcast-6957560","url":"https://www.raskmedia.com.au/podcasts/australian-retirement-podcast/","audio_url":"https://traffic.megaphone.fm/RRKKR5900737336.mp3","summary":"In this Australian Retirement Podcast episode, James O'Reilly and Drew Meredith unpack a side of retirement planning spreadsheets cannot solve: what happens when you stop working. Using four retirement archetypes - stayers, leavers, blenders and the disengaged - they explain why people can thrive after leaving work or feel flat, isolated and directionless even when the money looks fine on paper. The conversation then turns to the practical friction many Australians underestimate. Drew explains why getting money out of an SMSF can take longer than expected, why interim accounts and asset valuations matter, and why winding up or rolling out a fund is rarely as simple as pressing sell. They also tackle the emotional side of the transition, including how connected you are to your current work and how ready you are for what comes next. James and Drew round it out with listener questions on growth versus defensive assets at 75, reversionary pensions, and what a surviving spouse needs to think about if a death benefit may push them over the transfer balance cap. If you are planning retirement or wondering whether your SMSF still makes sense, this episode offers a clearer framework for both the lifestyle and structural decisions that come with leaving work. Episode resources – Ask a question (select the Retirement podcast) Show partner resources – Visit TermPlus to learn more – Join Pearler using the code \"RASKSWITCH\" and get $32 of Pearler Credit Rask resources – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social media – Instagram: @rask.invest – TikTok: @rask.invest DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your object…","meta_description":"In this Australian Retirement Podcast episode, James O'Reilly and Drew Meredith unpack a side of retirement planning spreadsheets cannot solve: what happe…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2319,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/australian-retirement-podcast-6957560/episodes/ready-to-quit-work-the-4-retirement-types-and-smsf-traps-to-know/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/australian-retirement-podcast-6957560/ready-to-quit-work-the-4-retirement-types-and-smsf-traps-to-know.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}