{"podcast":{"title":"Australian Retirement Podcast","slug":"australian-retirement-podcast-6957560","podcast_index_feed_id":6957560,"rss_url":"https://feeds.megaphone.fm/australian-retirement-podcast","website_url":"https://www.raskmedia.com.au/podcasts/australian-retirement-podcast","image_url":"https://megaphone.imgix.net/podcasts/098b4d20-3ab4-11ef-a5bc-2f6b6d083b47/image/27acd18cf210968772478c43f4c13fe8.png?ixlib=rails-4.3.1&max-w=3000&max-h=3000&fit=crop&auto=format,compress","author":"Rask","episode_count":122,"summary":"The Australian Retirement Podcast by Rask is your field guide to retirement, hosted by financial advisers Drew Meredith and James O'Reilly. If you're 45 and up, planning for retirement, transitioning now, or already there, we cover all of the topics you want and need to know: Super, tax, investments, legacy, work, behavioural psychology and maybe even a few travel tips. Get retirement advice: https://bit.ly/R-plan Ask a question (select the Retirement podcast): https://bit.ly/3QtiY00 In every episode of the podcast, in the description provided, you will find our key resources, including: A link to work with us and our expert teams A link to the free Rask community - join the conversation, it's free. A link to ask us questions for the podcast - it's a free service we offer to educate thousands of Australians, and Extra resources for each episode Don't forget, this Rask podcast contains general financial information only, issued by The Rask Group Pty Ltd. The information does not take into account your financial needs, goals or objectives, so be sure to speak to a licensed and trusted financial planner before acting on the information. You can find more information about Rask podcas…","last_synced_at":"2026-09-03T14:18:36.273350+00:00","page_url":"https://stenobird.com/podcast/australian-retirement-podcast-6957560"},"episode":{"title":"Could a deposit bond help downsizers buy before they sell?","slug":"could-a-deposit-bond-help-downsizers-buy-before-they-sell","published_at":"2026-08-20T05:00:00+00:00","page_url":"https://stenobird.com/podcast/australian-retirement-podcast-6957560/could-a-deposit-bond-help-downsizers-buy-before-they-sell","show_page_url":"https://stenobird.com/podcast/australian-retirement-podcast-6957560","url":"https://www.raskmedia.com.au/podcasts/australian-retirement-podcast/","audio_url":"https://traffic.megaphone.fm/RRKKR2807926950.mp3","summary":"In this episode of Australian Retirement Podcast, Owen Rask sits down with Ryan Dinsdale from Deposit Power to unpack a part of the property journey that can quietly shape retirement decisions: how downsizers bridge the gap between selling one home and buying the next. Ryan explains why the real challenge is rarely just finding the right property. It is timing the two transactions, freeing up enough equity, and avoiding a rushed decision that leaves cash sitting idle or forces a more expensive financing option. The conversation compares the usual paths people think about, including selling first, buying first and using a bridging loan, before breaking down how a deposit bond works as an alternative. They also explore when a deposit bond may suit retirees and pre-retirees buying off the plan, bidding at auction or trying to keep money in an offset, investments or super for longer. Just as importantly, Ryan walks through the trade-offs, the application process, the fee structure and the safeguards that help buyers understand what they are actually signing up for. If you are thinking about downsizing, helping family move, or simply want a clearer way to think about deposits, liquidity and flexibility, this episode will give you a practical framework to start with. This episode was proudly sponsored by Deposit Power. Episode resources – ⁠Deposit Power website⁠ – ⁠Deposit Power fee calculator⁠ – Ask a question (select the Retirement podcast) Show partner resources – Visit TermPlus to learn more – Join Pearler using the code \"RASKSWITCH\" and get $32 of Pearler Credit – Whatever comes next for your business, power it with Stripe Rask resources – All services – Financial Planning – Invest with us – Access Show Notes – Ask a question – We love feedback! Follow us on social medi…","meta_description":"In this episode of Australian Retirement Podcast, Owen Rask sits down with Ryan Dinsdale from Deposit Power to unpack a part of the property journey that…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2114,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/australian-retirement-podcast-6957560/episodes/could-a-deposit-bond-help-downsizers-buy-before-they-sell/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/australian-retirement-podcast-6957560/could-a-deposit-bond-help-downsizers-buy-before-they-sell.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}