{"podcast":{"title":"Australian Retirement Podcast","slug":"australian-retirement-podcast-6957560","podcast_index_feed_id":6957560,"rss_url":"https://feeds.megaphone.fm/australian-retirement-podcast","website_url":"https://www.raskmedia.com.au/podcasts/australian-retirement-podcast","image_url":"https://megaphone.imgix.net/podcasts/098b4d20-3ab4-11ef-a5bc-2f6b6d083b47/image/27acd18cf210968772478c43f4c13fe8.png?ixlib=rails-4.3.1&max-w=3000&max-h=3000&fit=crop&auto=format,compress","author":"Rask","episode_count":115,"summary":"The Australian Retirement Podcast by Rask is your field guide to retirement, hosted by financial advisers Drew Meredith and James O'Reilly. If you're 45 and up, planning for retirement, transitioning now, or already there, we cover all of the topics you want and need to know: Super, tax, investments, legacy, work, behavioural psychology and maybe even a few travel tips. Get retirement advice: https://bit.ly/R-plan Ask a question (select the Retirement podcast): https://bit.ly/3QtiY00 In every episode of the podcast, in the description provided, you will find our key resources, including: A link to work with us and our expert teams A link to the free Rask community - join the conversation, it's free. A link to ask us questions for the podcast - it's a free service we offer to educate thousands of Australians, and Extra resources for each episode Don't forget, this Rask podcast contains general financial information only, issued by The Rask Group Pty Ltd. The information does not take into account your financial needs, goals or objectives, so be sure to speak to a licensed and trusted financial planner before acting on the information. You can find more information about Rask podcas…","last_synced_at":"2026-07-16T14:17:32.899602+00:00","page_url":"https://stenobird.com/podcast/australian-retirement-podcast-6957560"},"episode":{"title":"Budget Bombshell: Negative gearing axed, CGT torn up","slug":"budget-bombshell-negative-gearing-axed-cgt-torn-up","published_at":"2026-05-13T05:00:00+00:00","page_url":"https://stenobird.com/podcast/australian-retirement-podcast-6957560/budget-bombshell-negative-gearing-axed-cgt-torn-up","show_page_url":"https://stenobird.com/podcast/australian-retirement-podcast-6957560","url":"https://www.raskmedia.com.au/podcasts/australian-retirement-podcast/","audio_url":"https://traffic.megaphone.fm/RRKKR3005221718.mp3?updated=1778648135","summary":"In this Australian Retirement Podcast episode, your hosts Drew Meredith, from Wattle Partners, and James O'Reilly, from Northeast Wealth, react to Treasurer Jim Chalmers' Federal Budget bombshell - the biggest shake-up to property and investment tax in a generation. Negative gearing has been axed for future purchases of established property. The 50% CGT discount is gone, replaced by an inflation indexation model. And for the first time, a 30% minimum CGT rate is being layered in - mirrored by a matching 30% minimum on discretionary trust distributions - aimed squarely at older Australians who'd otherwise pay less tax in retirement. Even pre-1985 assets, untouchable for over 40 years, are being dragged into the tax net. Drew and James talk through what's grandfathered, what isn't, what the 1 July 2027 start date means, and why anyone running income through a family trust needs to revisit their strategy. If you like this Australian Retirement Podcast episode on the Federal Budget, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Topics covered today The headline changes from Chalmers' Budget Negative gearing - what's been axed, what survives, and the new-build carve-out The death of the 50% CGT discount and the move to inflation indexation The new 30% minimum CGT rate - and why retirees are the real target The 30% minimum tax on family trust distributions Pre-1985 assets brought into the tax net for the first time What's grandfathered and what to do before 1 July 2027 Episode resources Ask a question (select the Retirement podcast) Show partner resources Visit TermPlus to learn more Have the chance to win a 5k travel voucher. Take the TermPlus survey here (last entry 31st of May) Rask Resourc…","meta_description":"In this Australian Retirement Podcast episode, your hosts Drew Meredith, from Wattle Partners, and James O'Reilly, from Northeast Wealth, react to Treasur…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2582,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/australian-retirement-podcast-6957560/episodes/budget-bombshell-negative-gearing-axed-cgt-torn-up/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/australian-retirement-podcast-6957560/budget-bombshell-negative-gearing-axed-cgt-torn-up.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}