{"podcast":{"title":"Australian Retirement Podcast","slug":"australian-retirement-podcast-6957560","podcast_index_feed_id":6957560,"rss_url":"https://feeds.megaphone.fm/australian-retirement-podcast","website_url":"https://www.raskmedia.com.au/podcasts/australian-retirement-podcast","image_url":"https://megaphone.imgix.net/podcasts/098b4d20-3ab4-11ef-a5bc-2f6b6d083b47/image/27acd18cf210968772478c43f4c13fe8.png?ixlib=rails-4.3.1&max-w=3000&max-h=3000&fit=crop&auto=format,compress","author":"Rask","episode_count":115,"summary":"The Australian Retirement Podcast by Rask is your field guide to retirement, hosted by financial advisers Drew Meredith and James O'Reilly. If you're 45 and up, planning for retirement, transitioning now, or already there, we cover all of the topics you want and need to know: Super, tax, investments, legacy, work, behavioural psychology and maybe even a few travel tips. Get retirement advice: https://bit.ly/R-plan Ask a question (select the Retirement podcast): https://bit.ly/3QtiY00 In every episode of the podcast, in the description provided, you will find our key resources, including: A link to work with us and our expert teams A link to the free Rask community - join the conversation, it's free. A link to ask us questions for the podcast - it's a free service we offer to educate thousands of Australians, and Extra resources for each episode Don't forget, this Rask podcast contains general financial information only, issued by The Rask Group Pty Ltd. The information does not take into account your financial needs, goals or objectives, so be sure to speak to a licensed and trusted financial planner before acting on the information. You can find more information about Rask podcas…","last_synced_at":"2026-07-16T14:17:32.899602+00:00","page_url":"https://stenobird.com/podcast/australian-retirement-podcast-6957560"},"episode":{"title":"$2M retirement paralysis, franking credits explained & geared ETF reality check","slug":"2m-retirement-paralysis-franking-credits-explained-geared-etf-reality-check","published_at":"2026-02-26T04:00:00+00:00","page_url":"https://stenobird.com/podcast/australian-retirement-podcast-6957560/2m-retirement-paralysis-franking-credits-explained-geared-etf-reality-check","show_page_url":"https://stenobird.com/podcast/australian-retirement-podcast-6957560","url":"https://www.raskmedia.com.au/podcasts/australian-retirement-podcast/","audio_url":"https://traffic.megaphone.fm/RRKKR9641329586.mp3?updated=1771301533","summary":"In this Australian Retirement Podcast episode, your hosts Drew Meredith from Wattle Partners and James O'Reilly from Northeast Wealth open with football season excitement - Saints vs Dogs, tickets locked in for June 21, 2026, and the inevitable complaining about obscene player salaries. The Boomer Briefing tackles two critical topics: Q Super's Retirement Bonus - What it is, how it works, eligibility criteria, and whether it's actually worth it or just marketing spin. Selling down assets: Accumulation vs Pension phase - The massive tax differences that could save or cost you tens of thousands. When should you sell? What's the optimal timing? This is pure gold for anyone approaching retirement. Then comes the main event - \"Unclench-CtrlAltRetire's\" epic question: \"I'm 62, currently staring terrified into the retirement abyss with $2M in cash. 50% in a bank at 4.25%, 50% in super on the Members Direct platform, treating the 'Buy' button like it's a detonator. I am paralysed by sequencing risk and overwhelmed by options, resulting in total inaction. Drew and James deliver a masterclass on: - Franking credit refunds in pension accounts (the actual mechanics) - CGT exemptions in pension phase (what IS and ISN'T covered) - Geared ETFs reality check (risk vs reward in retirement) - Dollar-cost averaging strategies to overcome analysis paralysis - Core portfolio construction for retirees - How to finally press the \"Buy\" button without panic This episode is essential for anyone frozen by fear with cash earning nothing while markets move. If you like this Australian Retirement Podcast episode on pension phase tax strategies and overcoming investment paralysis, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your p…","meta_description":"In this Australian Retirement Podcast episode, your hosts Drew Meredith from Wattle Partners and James O'Reilly from Northeast Wealth open with football s…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2164,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/australian-retirement-podcast-6957560/episodes/2m-retirement-paralysis-franking-credits-explained-geared-etf-reality-check/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/australian-retirement-podcast-6957560/2m-retirement-paralysis-franking-credits-explained-geared-etf-reality-check.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}