{"podcast":{"title":"Australian Property Podcast","slug":"australian-property-podcast-6090037","podcast_index_feed_id":6090037,"rss_url":"https://feeds.megaphone.fm/australian-property-podcast","website_url":"https://www.raskmedia.com.au/podcasts/australian-property-podcast/","image_url":"https://megaphone.imgix.net/podcasts/8fbc08e0-b738-11ed-8311-9b51ce09461c/image/1b9bf801b125b3dd0af92021def688ee.png?ixlib=rails-4.3.1&max-w=3000&max-h=3000&fit=crop&auto=format,compress","author":"Rask","episode_count":328,"summary":"Australian Property Podcast by Rask is on a mission to be Australia's most trusted property podcast. Join over 30,000 unique listeners. The Australian Property Podcast is hosted by four of Australia's top property investors and/or financial educators, including: Amy Lunardi, buyer's agent and founder of Amy Lunardi Property. Owen Rask, founder of The Rask Group and investment analyst. Pete Wargent, six-time author and buyer's agent. Chris Bates, mortgage broker and founder of Alcove. SHOW NOTES: https://bit.ly/prop-rask ASK A QUESTION: https://bit.ly/3QtiY00 ~~ The Australian Property Podcast all about buying, managing and investing in Australian property. If you like property, or just plan to buy, tune in weekly. Property formats each month - tune into what you love! Sunday morning property talk (7 am sharp!) Tuesday afternoon (Q&A and guest interviews) Thursday afternoon (Education & deep dives) ~~ Want to get involved? Reach out to our founder Owen Rask on Twitter: https://www.twitter.com/owenrask","last_synced_at":"2026-09-20T20:19:01.999724+00:00","page_url":"https://stenobird.com/podcast/australian-property-podcast-6090037"},"episode":{"title":"Deposit bonds explained: how to buy property without an upfront cash deposit","slug":"deposit-bonds-explained-how-to-buy-property-without-an-upfront-cash-deposit","published_at":"2026-08-18T05:00:00+00:00","page_url":"https://stenobird.com/podcast/australian-property-podcast-6090037/deposit-bonds-explained-how-to-buy-property-without-an-upfront-cash-deposit","show_page_url":"https://stenobird.com/podcast/australian-property-podcast-6090037","url":"https://www.raskmedia.com.au/podcasts/australian-property-podcast/","audio_url":"https://traffic.megaphone.fm/RRKKR8684715710.mp3","summary":"In this Australian Property Podcast episode, Owen Rask sits down with Ryan Dinsdale from Deposit Power to unpack how deposit bonds work and where they can fit into a smarter property strategy. They cover what a deposit bond actually replaces at contract exchange, why some buyers and investors use it instead of locking a large cash deposit in a trust account, and how that flexibility can matter if you are buying off the plan, bidding at auction, upgrading your home, or trying to buy and sell around the same time. The pair also dig into practical use cases, including off-the-plan purchases, auction scenarios where buyers need to move quickly, and the common problem of trying to purchase before an existing home has sold. Ryan also explains the trade-offs between using cash and using a guarantee, including how keeping money in an offset, savings account or super can change the maths over a long settlement period. They also discuss security, fees, approval speed and the questions buyers should ask before relying on any deposit strategy. If you want a practical breakdown of deposit bonds, opportunity cost and how to keep more flexibility in your property plan, this episode is a great place to start. It is especially useful for upgraders, investors, downsizers and first home buyers weighing up how to exchange on a property without impacting their broader financial position too early. This episode was proudly sponsored by Deposit Power. Episode resources – Deposit Power Calculator – Deposit Power Home Page – Ask a question (select the Property podcast) Show partner resources – Join Pearler using the code \"RASKSWITCH\" and get $32 of Pearler Credit – Whatever comes next for your business, power it with Stripe Rask resources – Pete's Buyers Agency – Alcove mortgage broking – Amy…","meta_description":"In this Australian Property Podcast episode, Owen Rask sits down with Ryan Dinsdale from Deposit Power to unpack how deposit bonds work and where they can…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2008,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/australian-property-podcast-6090037/episodes/deposit-bonds-explained-how-to-buy-property-without-an-upfront-cash-deposit/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/australian-property-podcast-6090037/deposit-bonds-explained-how-to-buy-property-without-an-upfront-cash-deposit.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}