{"podcast":{"title":"Australian Investors Podcast","slug":"australian-investors-podcast-594967","podcast_index_feed_id":594967,"rss_url":"https://feeds.megaphone.fm/RRKKR9032877039","website_url":"https://www.raskmedia.com.au/podcasts/australian-investors-podcast/","image_url":"https://megaphone.imgix.net/podcasts/9272aa06-1181-11ed-be4c-83a70e645621/image/b145aa5c5b3a555f41d51f1799ce7969.png?ixlib=rails-4.3.1&max-w=3000&max-h=3000&fit=crop&auto=format,compress","author":"Rask","episode_count":707,"summary":"The Australian Investors Podcast is a twice weekly podcast (Wednesday & Saturday), featuring laid back but intelligent short- and long-form conversations about markets, business, psychology, lessons learned and investment process. At Rask, our goal is to bring you the best insights, information and proven strategies to help you invest your time and money. SHOW NOTES: https://www.raskmedia.com.au/podcasts/australian-investors-podcast","last_synced_at":"2026-06-15T02:18:03.109244+00:00","page_url":"https://stenobird.com/podcast/australian-investors-podcast-594967"},"episode":{"title":"Retired at 39 and $4m in Super, Japanese ETFs & no franking credits","slug":"retired-at-39-and-4m-in-super-japanese-etfs-no-franking-credits","published_at":"2026-03-13T20:00:00+00:00","page_url":"https://stenobird.com/podcast/australian-investors-podcast-594967/retired-at-39-and-4m-in-super-japanese-etfs-no-franking-credits","show_page_url":"https://stenobird.com/podcast/australian-investors-podcast-594967","url":"https://www.raskmedia.com.au/podcasts/australian-investors-podcast/","audio_url":"https://traffic.megaphone.fm/RRKKR2325727165.mp3?updated=1773279408","summary":"In this Australian Investors Podcast episode, your hosts Owen Rask and Drew Meredith discuss: – Why Drew invested in a Melbourne bar – Rising distrust in superannuation – Div 296 and SMSF strategy questions – Retirement bucket strategies and FIRE investing If you love learning about retirement planning and investing strategy, subscribe to the Australian Investors Podcast on Apple, Spotify, or YouTube! Follow us on Instagram and TikTok for more investing insights. Why Drew invested in a bar - Beneath Driver Lane Drew explains: – When the opportunity emerged (2018) – The due diligence process – Why having the operator with skin in the game mattered – Surviving COVID – Lessons from inflation and margin pressure – Expansion to Baby Driver Big takeaway: Keep costs low. Avoid debt. Align incentives. Bootstrapping works. Super distrust: what’s going on? A recent survey showed: – 58% of pre-retirees plan to withdraw super in lump sum – One third considering high-risk assets (including crypto) We discuss why disengagement with super leads to poor decisions and why understanding the structure matters more than fear. Listener Question: $4m SMSF and Div 296 A listener who achieved FIRE at 39 asks: – Should they sell down to avoid Div 296 impacts? – Should growth sit outside super and income inside? We explain: – What Div 296 actually does – Why average tax rate matters – Why panic selling rarely helps Bucket Strategy Explained Yoda Best asks about bucket strategies. We break down: 1. Short-term cash bucket (2 years expenses) 2. Medium-term income assets 3. Long-term growth bucket Purpose: Reduce emotional decision-making in retirement. Hypotheticals – If franking credits were abolished overnight – If passive investing was banned – If you could have lunch with any investor (living…","meta_description":"In this Australian Investors Podcast episode, your hosts Owen Rask and Drew Meredith discuss: – Why Drew invested in a Melbourne bar – Rising distrust in…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2867,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/australian-investors-podcast-594967/episodes/retired-at-39-and-4m-in-super-japanese-etfs-no-franking-credits/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/australian-investors-podcast-594967/retired-at-39-and-4m-in-super-japanese-etfs-no-franking-credits.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}