{"podcast":{"title":"Australian Finance Podcast","slug":"australian-finance-podcast-1163565","podcast_index_feed_id":1163565,"rss_url":"https://feeds.megaphone.fm/RRKKR5925883975","website_url":"https://www.raskmedia.com.au/podcasts/australian-finance-podcast/","image_url":"https://megaphone.imgix.net/podcasts/92992eb0-1181-11ed-950d-73315c1fbe30/image/8e27fe75e7dbf62d98a37879f1052f43.jpg?ixlib=rails-4.3.1&max-w=3000&max-h=3000&fit=crop&auto=format,compress","author":"Rask","episode_count":400,"summary":"The Australian Finance Podcast is your guide to sorting out your finances, one episode at a time. Owen Rask, Chief Investment Officer, & Gemma Mitchell, Senior Financial Adviser, bring you actionable strategies and knowledge that you can put into practice today. Save money, invest better and live life on your terms. ~~ New to the show? We recommend that you head back to our Starter Pack series of the podcast in Jan/Feb 2024, to get your head around some really important concepts! More advanced listeners might enjoy our other show, The Australian Investors Podcast. ~~ SHOW NOTES: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/ ~~ DISCLAIMER: The information in this podcast series is general financial information/advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial…","last_synced_at":null,"page_url":"https://stenobird.com/podcast/australian-finance-podcast-1163565"},"episode":{"title":"Why buying your first home feels impossible (and what to do instead) with Lucinda Hartley","slug":"why-buying-your-first-home-feels-impossible-and-what-to-do-instead-with-lucinda-hartley","published_at":"2026-04-27T05:00:00+00:00","page_url":"https://stenobird.com/podcast/australian-finance-podcast-1163565/why-buying-your-first-home-feels-impossible-and-what-to-do-instead-with-lucinda-hartley","show_page_url":"https://stenobird.com/podcast/australian-finance-podcast-1163565","url":"https://www.raskmedia.com.au/podcasts/australian-finance-podcast/","audio_url":"https://traffic.megaphone.fm/RRKKR8089106502.mp3?updated=1777010888","summary":"Discover why the traditional path to buying your first home no longer works, the trade-offs modern buyers must make, and how to rethink home ownership in today’s market. In this Australian Finance Podcast episode, your host Gemma Mitchell is joined by Lucinda Hartley, author of Finding Home, to unpack what’s really changed when it comes to buying your first home. They cover: – Why the traditional “rulebook” no longer applies – How first home buyers need to rethink what “home” means – The key trade-offs you must understand before buying – How to approach home ownership in a way that fits your life today Topics Covered – Why the First Home Buyer Rulebook is Outdated – Then vs Now: What’s Changed in the Property Market – Rethinking What “Home” Means – The First Question Buyers Should Ask Themselves – Housing as “Success” vs Housing as “Security” – Is “Worst House, Best Street” Still Relevant? – Suburb vs Property: What Matters More Today – Changing Buyer Preferences (Apartments, Location, Lifestyle) – The Impact of Government Grants & Incentives – Is the 30% Housing Rule Still Realistic? – The Trade-Off Triangle Explained – The 10 Lifestyle Trade-Off Lenses – Common Trade-Offs Buyers Regret – Defining Your Non-Negotiables Before Buying – Credit Scores: What Actually Matters – Final Advice for First Home Buyers Resources for this episode Connect with Lucinda: Finding Home – Lucinda Hartley Buy Gemma’s book “The Money Reset” Speak with the Rask Advice team Ask a question (select the Finance podcast) Show partner resources Join Pearler using code “RASK” for $15 of Pearler Credit Get 50% off your first two months using PocketSmith View Betashares range of funds Rask resources All services Financial Planning Invest with us Access Show Notes Ask a question We love feedback! Fol…","meta_description":"Discover why the traditional path to buying your first home no longer works, the trade-offs modern buyers must make, and how to rethink home ownership in…","key_points":[],"chapters":[],"topics":[],"duration_seconds":2803,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/australian-finance-podcast-1163565/episodes/why-buying-your-first-home-feels-impossible-and-what-to-do-instead-with-lucinda-hartley/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/australian-finance-podcast-1163565/why-buying-your-first-home-feels-impossible-and-what-to-do-instead-with-lucinda-hartley.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}