{"podcast":{"title":"Are We OK?","slug":"are-we-ok-6968499","podcast_index_feed_id":6968499,"rss_url":"https://anchor.fm/s/ef6a6cd4/podcast/rss","website_url":"https://linktr.ee/areweok.mmtv","image_url":"https://d3t3ozftmdmh3i.cloudfront.net/staging/podcast_uploaded_nologo/40067293/40067293-1703076948037-44f0fc28fdfe1.jpg","author":"Are We OK?","episode_count":101,"summary":"Are We OK? hosted by Dr. Ong Kian Ming and Peter Yong from Mr Money TV, is your indispensable Malaysian podcast delving into topics of governance, policies, politics, and the economy. It's more than just a discussion platform; we want to foster open conversations about current matters affecting Malaysians’ lives all while providing insightful analysis and engaging discussions, making complex topics accessible to all.","last_synced_at":"2026-07-06T20:18:00.269756+00:00","page_url":"https://stenobird.com/podcast/are-we-ok-6968499"},"episode":{"title":"US–Malaysia ART Deal, BUDI 95 Breakdown, BNPL Issues & Cabinet Shake-Up | EP 80","slug":"us-malaysia-art-deal-budi-95-breakdown-bnpl-issues-cabinet-shake-up-ep-80","published_at":"2025-11-19T08:09:28+00:00","page_url":"https://stenobird.com/podcast/are-we-ok-6968499/us-malaysia-art-deal-budi-95-breakdown-bnpl-issues-cabinet-shake-up-ep-80","show_page_url":"https://stenobird.com/podcast/are-we-ok-6968499","url":"https://podcasters.spotify.com/pod/show/are-we-ok2/episodes/USMalaysia-ART-Deal--BUDI-95-Breakdown--BNPL-Issues--Cabinet-Shake-Up--EP-80-e3b62ds","audio_url":"https://anchor.fm/s/ef6a6cd4/podcast/play/111396732/https%3A%2F%2Fd3ctxlq1ktw2nl.cloudfront.net%2Fstaging%2F2025-10-19%2F412758959-44100-2-b9d54353ad712.mp3","summary":"This week, Peter and Ong Kian Ming break down the Malaysia–US ART deal and whether it really puts Malaysia at a disadvantage. They also explore the implementation of BUDI 95, discuss the rising concerns around BNPL usage, and look into the upcoming cabinet reshuffle including the big names being floated.Timestamp:0:00 – Introduction3:12 – What Is the US–Malaysia ART Deal?6:20 – Is Malaysia Giving the US Too Much Power?18:40 – What Indonesia Gets vs What Malaysia Gets22:00 – The “Malaysia Must Follow US Sanctions” Misinterpretation32:10 – Wong Chen, Parliamentary Process &amp; Internal Tensions46:10 – BUDI 95 Breakdown: How the Subsidy Works1:10:20 – BNPL Risks &amp; Youth Debt Concerns1:24:20 – Cabinet Reshuffle: Big Names &amp; What to Expect1:27:03 – Closing Thoughts","meta_description":"This week, Peter and Ong Kian Ming break down the Malaysia–US ART deal and whether it really puts Malaysia at a disadvantage. They also explore the implem…","key_points":[],"chapters":[],"topics":[],"duration_seconds":5222,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/are-we-ok-6968499/episodes/us-malaysia-art-deal-budi-95-breakdown-bnpl-issues-cabinet-shake-up-ep-80/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/are-we-ok-6968499/us-malaysia-art-deal-budi-95-breakdown-bnpl-issues-cabinet-shake-up-ep-80.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}