{"podcast":{"title":"Another Money Show","slug":"another-money-show-6811060","podcast_index_feed_id":6811060,"rss_url":"https://feeds.castos.com/owg82","website_url":"https://anothermoneyshow.com","image_url":"https://episodes.castos.com/624b566b360063-96204580/images/ThePatriot-TruthAboutMoney-Podcast-01.png","author":"AmeriLife Retirement.Radio Network","episode_count":50,"summary":"Each week, J.R. Rotchford and Anthony Carrao take to the airwaves to educate and awaken more Americans to the truth: the way our government and it's financial system truly operates. Stay up-to-date with financial news and get tips on how to navigate your finances and plan for your futures. Subscribe to the Podcast and tune in every Saturday at Noon on 960 AM The Patriot in Phoenix, AZ Rotchford & Associates is a fourth-generation, veteran-owned firm that has served Americans on their financial journeys since 1995. Learn more at https://AnotherMoneyShow.com","last_synced_at":"2026-07-25T20:21:47.005614+00:00","page_url":"https://stenobird.com/podcast/another-money-show-6811060"},"episode":{"title":"Podcast Extra: Saving strategies in a High-Cost Environment","slug":"podcast-extra-saving-strategies-in-a-high-cost-environment","published_at":"2026-04-07T20:07:31+00:00","page_url":"https://stenobird.com/podcast/another-money-show-6811060/podcast-extra-saving-strategies-in-a-high-cost-environment","show_page_url":"https://stenobird.com/podcast/another-money-show-6811060","url":"https://anothermoneyshow.castos.com/episodes/podcast-extra-saving-strategies-in-a-high-cost-environment","audio_url":"https://episodes.castos.com/624b566b360063-96204580/2415881/c1e-kjjvjtdg6jkbg811w-8d06xz51h0r1-jtwg48.mp3","summary":"Happy \"America Saves Week!\" Guest: Shikha Narula, Head of Consumer Deposit Products at Bank of America Key Takeaways from the Interview Saving remains a priority—but it’s challenging: ~52% of Americans say saving is a top priority ~72% say inflation and cost of living are impacting finances Automation is one of the easiest wins: Tools like debit round-ups (e.g., “Keep the Change”) Recurring automatic transfers to “pay yourself first” Balance saving with lifestyle (don’t eliminate joy spending): Cut back—not cut out—small treats Identify “joy spending” categories and prioritize intentionally Use the 50/30/20 framework: 50% needs 30% wants 20% savings Make big goals more achievable: Break savings goals into smaller milestones Set deadlines and celebrate progress Use separate accounts for specific goals (reduces temptation) Free up extra cash with small adjustments: Review subscriptions Reduce unnecessary spending (rideshare, etc.) Small changes can compound over time Helpful resources mentioned: America Saves Week BetterMoneyHabits.com Bank of America Life Plan tools -- Visit: AnotherMoneyShow.com Call Rotchford & Associates: (623) 523-0444 Email the show: Team@AnotherMoneyShow.com Subscribe on YouTube: https://www.youtube.com/@AnotherMoneyShow -- Book a no-cost, no-obligation appointment: Call (623) 523-0444 or visit AnotherMoneyShow.com to schedule in-office or Zoom consultations Protect your financial freedom and schedule a free, no-obligation consultation: Book a Meeting About Another Money Show:We’re your hosts, J.R. and Anthony. We want our listeners to be informed of not only the standard rules for investing but how to invest based on the uncertain world around us. We want our listeners to be prepared – not scared. Being aware of potential pitfalls allow our liste…","meta_description":"Happy \"America Saves Week!\" Guest: Shikha Narula, Head of Consumer Deposit Products at Bank of America Key Takeaways from the Interview Saving remains a p…","key_points":[],"chapters":[],"topics":[],"duration_seconds":424,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/another-money-show-6811060/episodes/podcast-extra-saving-strategies-in-a-high-cost-environment/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/another-money-show-6811060/podcast-extra-saving-strategies-in-a-high-cost-environment.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}