{"podcast":{"title":"Afford Anything | Get Smarter With Money","slug":"afford-anything-make-smart-money-choices-49454","podcast_index_feed_id":49454,"rss_url":"https://feeds.megaphone.fm/PDR2376775771","website_url":"https://affordanything.com/podcast","image_url":"https://megaphone.imgix.net/podcasts/76596ff0-aae1-11ec-9d71-2f600d8e89e7/image/f5c3b856912db26383711530ad533ba2.jpg?ixlib=rails-4.3.1&max-w=3000&max-h=3000&fit=crop&auto=format,compress","author":"Paula Pant | Cumulus Podcast Network","episode_count":781,"summary":"45 million downloads. One question: what does it actually take to build wealth? Each week, Paula Pant brings in economists, investors, business leaders, authors, and researchers to dig into the five pillars of financial freedom — financial psychology, increasing income, investing, real estate, and entrepreneurship. Deep insights rooted in economics and behavioral finance. First-principles thinking. No surface-level tips. to hear new episodes every Tuesday and Friday. Get smarter with money. Build wealth.","last_synced_at":"2026-07-25T22:17:46.879756+00:00","page_url":"https://stenobird.com/podcast/afford-anything-make-smart-money-choices-49454"},"episode":{"title":"Q&A: Her Brother Owns 3 Houses — Is That Why We Have a 'Housing Shortage'?","slug":"q-a-her-brother-owns-3-houses-is-that-why-we-have-a-housing-shortage","published_at":"2026-07-21T20:30:00+00:00","page_url":"https://stenobird.com/podcast/afford-anything-make-smart-money-choices-49454/q-a-her-brother-owns-3-houses-is-that-why-we-have-a-housing-shortage","show_page_url":"https://stenobird.com/podcast/afford-anything-make-smart-money-choices-49454","url":"https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/www.claritaspod.com/measure/traffic.megaphone.fm/WWO5227627059.mp3","audio_url":"https://www.podtrac.com/pts/redirect.mp3/pdst.fm/e/pscrb.fm/rss/p/www.claritaspod.com/measure/traffic.megaphone.fm/WWO5227627059.mp3","summary":"#734: Depending on which source you ask, the U.S. is short somewhere between 1.2 million and 10 million homes — and the reason for that wild range says as much about who's counting as it does about the shortage itself. 👉 Free cheat sheet: which investments belong in which account: https://affordanything.com/assetlocation This week, Paula and Joe tackle three listener questions: whether the housing shortage is real or a wealth-concentration problem, whether a 26-year-old should pay off his mortgage or keep investing toward financial independence, and how to simplify a portfolio spread across 13 funds. We discuss: Whether the housing shortage is real — or just wealthy people buying vacation homes Why entry-level starter homes are in shorter supply than luxury homes - A simple way to add housing supply in your area while increasing your own rental income How to simplify a $1.5 million portfolio spread across 13 funds without losing tax efficiency Which investments belong in a Roth account vs. a 401(k) vs. a taxable account Why taking a 30-year mortgage (and paying it off fast) can beat a 15-year mortgage How to decide whether to pay off a mortgage early or invest the difference instead Whether you're trying to make sense of housing headlines, tidy up a portfolio that's grown out of control, or figure out what to do with extra cash each month, this episode will help you think more clearly about the trade-offs. ⏱️ TIMESTAMPS Note: Timestamps may vary slightly depending on dynamic ad placements. (01:41) Is America's housing shortage actually real? (06:29) The real numbers behind the housing shortage (14:29) A stunning stat on building permits vs. new jobs (24:32) A simple way to add housing and earn more (28:23) A caller's plan to retire in 15 years (33:01) Which accounts sh…","meta_description":"#734: Depending on which source you ask, the U.S. is short somewhere between 1.2 million and 10 million homes — and the reason for that wild range says as…","key_points":[],"chapters":[],"topics":[],"duration_seconds":4993,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/afford-anything-make-smart-money-choices-49454/episodes/q-a-her-brother-owns-3-houses-is-that-why-we-have-a-housing-shortage/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/afford-anything-make-smart-money-choices-49454/q-a-her-brother-owns-3-houses-is-that-why-we-have-a-housing-shortage.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}