{"podcast":{"title":"A-Ha! Real Estate Exam Prep Podcast","slug":"a-ha-real-estate-exam-prep-podcast-4776466","podcast_index_feed_id":4776466,"rss_url":"https://rss.libsyn.com/shows/389186/destinations/3200714.xml","website_url":"https://www.ahareep.com/","image_url":"https://static.libsyn.com/p/assets/3/7/3/e/373eb4d827bbf577a04421dee9605cbd/aha_album_art_-_square_2500x2500.jpg","author":"Brian C. Lee","episode_count":117,"summary":"The A-Ha! Real Estate Education Podcast is all about helping real estate students get tips, strategies, and secrets they'll need to know to pass their real estate class and state exam. By interviewing guests, discussing test questions, and going through specific real estate topics, each listener will walk away with a better understanding of what's needed to pass that pesky real estate class and state exam! Listeners might even get a little motivation to navigate the sometimes-discouraging experience of real estate education. Brian Lee--acclaimed real estate instructor, broker, and appraiser--leads the A-Ha! Podcast. Brian earned his bachelor's degree in Finance and Real Estate from the greatest college on earth, Indiana University. He regularly uses his 28 years of experience in various areas real estate to raise the level of education for agents. Brian's knowledge and experience takes him across the globe to train on real estate topics, including appraisal, agency, brokerage, business operations, taxation, contracts, investing, and the dreaded \"real estate math\". When Brian isn't busy behind a microphone or in front of an audience, he keeps his wife and children happy with culina…","last_synced_at":"2026-07-31T08:21:56.728911+00:00","page_url":"https://stenobird.com/podcast/a-ha-real-estate-exam-prep-podcast-4776466"},"episode":{"title":"Episode 102 - Real Estate Exam Questions: Real Estate Finance, Lending, and Math, Part 1","slug":"episode-102-real-estate-exam-questions-real-estate-finance-lending-and-math-part-1","published_at":"2024-05-02T07:00:00+00:00","page_url":"https://stenobird.com/podcast/a-ha-real-estate-exam-prep-podcast-4776466/episode-102-real-estate-exam-questions-real-estate-finance-lending-and-math-part-1","show_page_url":"https://stenobird.com/podcast/a-ha-real-estate-exam-prep-podcast-4776466","url":"https://ahapodcast.libsyn.com/episode-102-real-estate-exam-questions-real-estate-finance-lending-and-math-part-1","audio_url":"https://traffic.libsyn.com/secure/ahapodcast/2024.05.01_A-Ha_102_-_Real_Estate_Exam_Questions_Real_Estate_Finance_Lending_and_Math_Part_1.mp3?dest-id=3200714","summary":"Episode 102 - Real Estate Exam Questions: Real Estate Finance, Lending & Math, Part 1 Going through state exam questions to help real estate students pass their state exam. 02:05 – B's Message: Making mistakes is better than faking perfection. 06:30 – List of recent grads: Andrea, Joyce, Lynn, Adrienne, Abigail, Jessica, Angela, Sara, Marquita, Kimmy, Bruno, Eric, Jennifer, Rina, Daisy, Sabrina, Shauna, Marie, Anne, Renae, Staci, Samantha, Joey, Steven, Barbara, Tina, Elizabeth, Karen, Ashley, Lewis, Veronica, Adam, Delaney, Dianna, Claudia, Bryant, Perry, Melissa, Sheila, Tina, Frank, Lane, Daniel, and Jade. 08:30 – Listener Message from Andrea 12:20 – Episode Focus: Finance and lending in real estate, part one. Part two will come out in June. 14:00 – PITI payment; Principal, Interest, Taxes, and Insurance. 18:15 – DTI; Debt to Income ratio. 21:35 – Promissory note; IOU; contract between the borrower and the lender. 24:10 – Mortgage – verb and noun (lien); hypothecation; mortgagor and mortgagee; lien theory versus title (trust) theory. 31:55 – Interest payments; Formula: Loan amount x Periodic Interest Rate = Periodic Interest Payment; interest rate is almost always expressed as an annual rate. 37:40 – Discount point; increases yield to lender; reduces interest rate paid by borrower; value of a discount point; Formula: Loan Amount x Discount Point (as a percent) = Cost of Discount Point. 46:55 – Mortgage clauses: acceleration clause, defeasance clause (satisfaction of mortgage), and alienation clause. 52:15 – Foreclosure: judicial versus non-judicial; deed in lieu of foreclosure; short sale; redemption (equitable right versus statutory right); deficiency judgement. 1:00:25 – Exam questions 1:34:20 – June episode is part 2; LTV (loan to value), loan types, and governme…","meta_description":"Episode 102 - Real Estate Exam Questions: Real Estate Finance, Lending & Math, Part 1 Going through state exam questions to help real estate students pass…","key_points":[],"chapters":[],"topics":[],"duration_seconds":5783,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/a-ha-real-estate-exam-prep-podcast-4776466/episodes/episode-102-real-estate-exam-questions-real-estate-finance-lending-and-math-part-1/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/a-ha-real-estate-exam-prep-podcast-4776466/episode-102-real-estate-exam-questions-real-estate-finance-lending-and-math-part-1.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}