{"podcast":{"title":"4-Minute Money Ideas","slug":"4-minute-money-ideas-441803","podcast_index_feed_id":441803,"rss_url":"https://4-minute-money-idea.libsyn.com/fourminutemoney.rss","website_url":"http://profile-financial.com/4-minute-money-ideas","image_url":"https://static.libsyn.com/p/assets/5/5/1/a/551a0c47d280c7a4e55e3c100dce7605/4-Minute_Money_Idea_Templates_4.png","author":"Douglas Goldstein","episode_count":328,"summary":"Douglas Goldstein, CFP® contributes a weekly piece to \"The Jerusalem Post\" about retiring in Israel, managing your U.S. investment, brokerage, 401K, and retirement accounts (IRAs) from Israel. He talks about financial planning in Israel, investment basics, stocks, bonds, mutual funds, and bank deposits in easy-to-understand language. For American olim and \"nefesh b nefesh\" folks thinking about aliya, everyone can use the tips and financial advice of these four minute audio articles, a Profile Investment Services' financial podcast.","last_synced_at":"2026-09-11T00:17:03.050873+00:00","page_url":"https://stenobird.com/podcast/4-minute-money-ideas-441803"},"episode":{"title":"Top 4.5 on an Insured Deposit How","slug":"top-4-5-on-an-insured-deposit-how","published_at":"2026-07-14T06:00:00+00:00","page_url":"https://stenobird.com/podcast/4-minute-money-ideas-441803/top-4-5-on-an-insured-deposit-how","show_page_url":"https://stenobird.com/podcast/4-minute-money-ideas-441803","url":"https://4-minute-money-idea.libsyn.com/top-45-on-an-insured-deposit-how","audio_url":"https://traffic.libsyn.com/secure/4-minute-money-idea/270-_Top_4.5_on_an_Insured_Deposit_How-_Complete_Episode.mp3?dest-id=379857","summary":"Are safe investments actually worth it when inflation is still hanging around? And can you earn meaningful interest without taking big market risks? Doug breaks down how Certificates of Deposit , or CDs , are making a comeback for conservative investors looking for stability, predictable returns, and a little more peace of mind. Along the way, he shares a real conversation with a frustrated investor who was tired of low bank rates and confusing advice. If you've been wondering where to park cash without feeling like you're gambling with your future, this conversation will help you think through the balance between safety, growth, and keeping your financial plan aligned with your comfort level.","meta_description":"Are safe investments actually worth it when inflation is still hanging around? And can you earn meaningful interest without taking big market risks? Doug…","key_points":[],"chapters":[],"topics":[],"duration_seconds":386,"processing_state":"not_requested","actions":[{"name":"request_transcript","method":"POST","url":"https://stenobird.com/v1/public/podcasts/4-minute-money-ideas-441803/episodes/top-4-5-on-an-insured-deposit-how/transcription-requests","description":"Idempotently request low-priority transcript generation for this episode."},{"name":"read_markdown","method":"GET","url":"https://stenobird.com/podcast/4-minute-money-ideas-441803/top-4-5-on-an-insured-deposit-how.md","description":"Read the agent-friendly Markdown representation of this episode resource."}]}}