# When Should You Take Social Security? (Don't Screw This Up) - 574 Page: https://stenobird.com/podcast/your-money-your-wealth-833911/when-should-you-take-social-security-don-t-screw-this-up-574 Text version: https://stenobird.com/podcast/your-money-your-wealth-833911/when-should-you-take-social-security-don-t-screw-this-up-574.md Podcast: [Your Money, Your Wealth](https://stenobird.com/podcast/your-money-your-wealth-833911) Published: 2026-03-24T18:00:00+00:00 Episode link: https://purefinancial.com/ymyw/podcasts/when-should-you-take-social-security-dont-screw-this-up-574/ Audio file: https://episodes.captivate.fm/episode/172fa100-167a-426f-993b-4e6a4d372d75.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/your-money-your-wealth-833911/episodes/when-should-you-take-social-security-don-t-screw-this-up-574 Duration seconds: 2704 ## Resource Joe Anderson, CFP® and Big Al Clopine, CPA focus on Social Security claiming strategies as part of the retirement spitballs, today on Your Money, Your Wealth® podcast number 574. Bijou Plutus and her husband in Massachusetts are 62 and 64 with about a million dollars. Can she retire at 65, and should he claim Social Security early? Dr. Jekyll and Mrs. Hyde in the Twin Cities have about the same at 51 and 49, plus big pensions and high spending. Can they afford to retire early, and when should they claim Social Security? Diggler and Roller Girl in Tennessee are 57 and 58 with about $600K, and Diggler estimates his Social Security break-even is at age 77. Can he collect Social Security early and simply work recreationally? Free Financial Resources in This Episode: https://bit.ly/ymyw-574 (full show notes & episode transcript) Social Security Handbook - free download: https://purefinancial.com/white-papers/social-security-handbook/?utm_source=LibsynDestinations&utm_medium=podcast&utm_campaign=YMYW-574 Tax-Free Retirement Guide - free download: https://purefinancial.com/white-papers/tax-free-retirement-guide/?utm_source=LibsynDestinations&utm_medium=podcast&utm_campaign=YMYW-574 How To Retire Tax-Free With A Smart Income Plan - YMYW TV: https://purefinancial.com/ymyw/episodes/how-to-retire-tax-free-smart-income-plan/?utm_source=LibsynDestinations&utm_medium=podcast&utm_campaign=YMYW-574 Financial Blueprint (self-guided): https://bit.ly/PureFinancialBlueprint Financial Assessment (Meet with an experienced professional): https://bit.ly/PureFreeAssessment REQUEST your Retirement Spitball Analysis: https://bit.ly/AskJoeAndAl DOWNLOAD more free guides: https://bit.ly/PureGuides READ financial blogs: https://bit.ly/PureFinBlog WATCH educational videos: ht… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/your-money-your-wealth-833911/episodes/when-should-you-take-social-security-don-t-screw-this-up-574/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/your-money-your-wealth-833911/when-should-you-take-social-security-don-t-screw-this-up-574.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.