# When Roth Conversions Don't Make Sense (And When They're a No-Brainer) - 576 Page: https://stenobird.com/podcast/your-money-your-wealth-833911/when-roth-conversions-don-t-make-sense-and-when-they-re-a-no-brainer-576 Text version: https://stenobird.com/podcast/your-money-your-wealth-833911/when-roth-conversions-don-t-make-sense-and-when-they-re-a-no-brainer-576.md Podcast: [Your Money, Your Wealth](https://stenobird.com/podcast/your-money-your-wealth-833911) Published: 2026-04-07T18:00:00+00:00 Episode link: https://purefinancial.com/ymyw/podcasts/when-roth-conversions-dont-make-sense-when-theyre-a-no-brainer-576/ Audio file: https://episodes.captivate.fm/episode/327d47d9-634a-4a5a-8b4b-e93ce9d24c56.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/your-money-your-wealth-833911/episodes/when-roth-conversions-don-t-make-sense-and-when-they-re-a-no-brainer-576 Duration seconds: 2585 ## Resource Are Roth conversions worth it? We'll find out, today on Your Money, Your Wealth® podcast number 576. TJ in PA is gonna have huge capital gains. Joe and Big Al spitball on whether it's worth it for him to convert. Rebels Without a Gauze in New England are over 70. Is it too late for them to convert? How much should Biking Barnsey convert from his tax-deferred accounts to Roth each year, and are there any single ladies in the YMYW audience that would like to help him spend his retirement money? Finally, the fellas spitball on whether Zisi and his wife are being too aggressive with their conversion strategy. Free Financial Resources in This Episode: https://bit.ly/ymyw-576 (full show notes & episode transcript) Complete Roth Papers Package - free download: https://purefinancial.com/white-papers/the-complete-roth-papers-package/?utm_source=libsyn&utm_medium=podcast&utm_campaign=whitepaper-the-complete-roth-papers-package&utm_content=ymyw-pod-ep576-description-whitepaper Financial Assessment (Meet with an experienced professional): https://bit.ly/PureFreeAssessment Financial Blueprint (self-guided): https://bit.ly/PureFinancialBlueprint REQUEST your Retirement Spitball Analysis: https://bit.ly/AskJoeAndAl DOWNLOAD more free guides: https://bit.ly/PureGuides READ financial blogs: https://bit.ly/PureFinBlog WATCH educational videos: https://bit.ly/PureEdVideos SUBSCRIBE to the YMYW Newsletter: https://bit.ly/YMYWNewsletter Connect With Us: Subscribe on YouTube and join the conversation in the comments: https://bit.ly/YMYW-YT Subscribe or follow YMYW in your favorite podcast app: https://lnk.to/ymyw Leave your honest reviews and ratings in Apple Podcasts: https://podcasts.apple.com/us/podcast/your-money-your-wealth/id312900254 Chapters: 00:00 - Intro: This Week on… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/your-money-your-wealth-833911/episodes/when-roth-conversions-don-t-make-sense-and-when-they-re-a-no-brainer-576/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/your-money-your-wealth-833911/when-roth-conversions-don-t-make-sense-and-when-they-re-a-no-brainer-576.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.