# We Reverse-Engineered Their $6.5M Retirement. Here's What We Found - 592 Page: https://stenobird.com/podcast/your-money-your-wealth-833911/we-reverse-engineered-their-6-5m-retirement-here-s-what-we-found-592 Text version: https://stenobird.com/podcast/your-money-your-wealth-833911/we-reverse-engineered-their-6-5m-retirement-here-s-what-we-found-592.md Podcast: [Your Money, Your Wealth](https://stenobird.com/podcast/your-money-your-wealth-833911) Published: 2026-07-28T11:00:00+00:00 Episode link: https://purefinancial.com/ymyw/podcasts/reverse-engineered-6.5m-retirement-heres-what-we-found-592/ Audio file: https://episodes.captivate.fm/episode/33941fc8-d0b7-4be3-940f-395b09758f9c.mp3 Processing state: not_requested JSON: https://stenobird.com/v1/public/podcasts/your-money-your-wealth-833911/episodes/we-reverse-engineered-their-6-5m-retirement-here-s-what-we-found-592 Duration seconds: 2725 ## Resource Schedule a Free Financial Assessment with an experienced professional: https://purefinancial.com/lp/free-assessment/?utm_source=captivate&utm_medium=podcast&utm_campaign=free-assessment&utm_content=ymyw-pod-ep592-description-free-assessment Michael, K & J, and Tracy all need retirement spitballs and Roth conversion plans, but they didn't share one of the most important numbers in retirement planning: how much they actually want to spend. Today on Your Money, Your Wealth® podcast number 592, Joe Anderson, CFP® and Big Al Clopine, CPA reverse-engineer their spitballs to back into what might be the same numbers missing from your own plan. Plus, Sean wants to retire in two years at age 56 with $4.4M without handing half of it to the tax man, and Dallas and Leeloo are wondering if there's such a thing as too much Roth - they’re 48 and on track for $1M in theirs. Plus we’ll talk about some charitable giving strategies: what's the difference between a DAF and a CRUT? Free Financial Resources in This Episode: https://bit.ly/ymyw-592 (full show notes & episode transcript) 9th Annual YMYW Podcast Survey (password ymyw): https://www.surveymonkey.com/r/ymywpodcast2026 Is There a Formula for Retirement? - YMYW TV: https://purefinancial.com/ymyw/episodes/is-there-a-formula-for-retirement/?utm_source=captivate&utm_medium=podcast&utm_campaign=ymyw-tv&utm_content=ymyw-pod-ep592-description-tv-s10e09 Financial Blueprint (free, self-guided): https://purefinancial.com/financialblueprint/?utm_source=captivate&utm_medium=podcast&utm_campaign=financial-blueprint&utm_content=ymyw-pod-ep592-description-blueprint REQUEST your Retirement Spitball Analysis: https://bit.ly/YMYWaskC DOWNLOAD more free guides: https://bit.ly/YMYWguidesC READ financial blog… ## Actions - request_transcript: `POST https://stenobird.com/v1/public/podcasts/your-money-your-wealth-833911/episodes/we-reverse-engineered-their-6-5m-retirement-here-s-what-we-found-592/transcription-requests` — Idempotently request low-priority transcript generation for this episode. - read_markdown: `GET https://stenobird.com/podcast/your-money-your-wealth-833911/we-reverse-engineered-their-6-5m-retirement-here-s-what-we-found-592.md` — Read the agent-friendly Markdown representation of this episode resource. A page view does not enqueue transcription. Agents should invoke `request_transcript` explicitly when they need this episode processed. ## Transcript Full transcripts are not published on public pages unless there is a clear rights basis.